Personal Finance (Not Investing) • Re: Unsolicited auto service email and...
...On the other hand, just blocking the sender would work equally well.I do this ^^^ sometimes or mark as spam. Regards,Statistics: Posted by retired@50 — Wed Aug 28, 2024 8:17 am
View ArticlePersonal Consumer Issues • Re: Used Iphone in the $300-$400 range
Go to ebay. You can get a new in box, factory unlocked, 3rd gen SE for $300.Statistics: Posted by cshell2 — Wed Aug 28, 2024 8:18 am
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Investing - Theory, News & General • Re: Christine Benz discusses her new...
In all fairness, the creation of appropriate transcription and closed captioning is done by the podcast producer as part of the distribution process, and a well established standard for any media...
View ArticlePersonal Finance (Not Investing) • Re: Need help deciding between a job with...
Your situation would be a slam dunk decision for me:1. A good pension within arms reach is a huge asset, especially if you plan to retire early.2. No amount of extra salary would be worth a 75-minute...
View ArticlePersonal Finance (Not Investing) • Re: Banks/brokerages "selling"...
I don't have a good answer.In my opinion this is a reason to consider small community (FDIC-insured of course) banks and (NCUA-insured) credit unions instead of big banks--unless there's a specific...
View ArticlePersonal Consumer Issues • Re: Costco.com TV purchase
I bought a 65 inch from Costco and did not use the service (think it was $20 at the time). If I buy another, I will use the service just to unbox it and put it on the stand. I did it myself, and they...
View ArticlePersonal Investments • Re: Advice: Winning the Lottery in Another Country
I would open an account at RBC and just buy some CDs. I don't understand the need to move the money out of the country. What does that accomplish?Inflation in these countries tend to outpace inflation...
View ArticleInvesting - Theory, News & General • Re: Wiki - Prioritizing investments...
So much of it comes down to personal preference, personal situation and there are numerous caveats and complexities. Personally I feel the wiki page should emphasize that more.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Re: Ronald Read the Janitor who...
I wonder what Read's fees or effective expense ratio was? It appears he did everything analog: physical mail, library and newspaper for research, safety deposit box for paper certificates, etc… Even...
View ArticleNon-US Investing • Re: My tentative portfolio, main doubt on bonds ETF
I believe that because of Valuethinker’s excellent recommendations your portfolio performance could be better, and all of this over the years should help you to get a higher return.Tax deferral can...
View ArticlePersonal Finance (Not Investing) • Best Combination State of Low Tax and ACA
My 61 year old brother is somewhat of a gypsy. He is single, has no kids, and likes to move around a lot. He currently resides in Nevada, although he often stays long term in AIRBNB type properties...
View ArticlePersonal Investments • Re: Charles Schwab question
My mom has been using them since the 90's. They have good customer services and better customer service hours. The same concern that you have about making money applies to Vanguard. Due to the low...
View ArticlePersonal Investments • Re: 24-Year-Olds High-Stakes Portfolio: Am I Betting...
I think your portfolio is fine given your situation.Statistics: Posted by snowday2022 — Fri Aug 30, 2024 8:17 am
View ArticleInvesting - Theory, News & General • Re: Small cap investing
I held small-cap-index for a while, then I wised up.Went whole market, instead? Wise. Went large cap only? Maybe not so wise. Although there probably won't be a huge difference either way. Too much in...
View ArticlePersonal Finance (Not Investing) • Re: My CPA told me he has money in AUM:...
...There are a lot of very wealthy, very intelligent people (even in the financial field) who hire AUM advisors and are doing just fine. I would go so far as to bet that a large majority of high...
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Personal Finance (Not Investing) • Re: Some banks now using Paze
Does anyone mind elaborating what specifically is wrong with PayPal or Zelle? What did Clark Howard say about it?In trying to use less as well but more for control and simplicity.Clark's objection is...
View ArticlePersonal Finance (Not Investing) • Re: Will for home in lieu of trust?
...A co-op apartment is not real estate. So she can't transfer it by deed.Just read that TOD is now available in NY. Is this necessary or just updating her will be sufficient?New York adopted TOD for...
View ArticlePersonal Consumer Issues • Does Merrill Lynch do cold calling
My mom has recently received a few calls from Merrill Lynch sales person, whom she always declien to speak to (she was scammed a few times in the past and now avoid all unknown calls). This seems a...
View ArticleInvesting - Theory, News & General • Re: How to build VTI from limited...
85-90% FXAIX + 10-15% FSSNX is the closest match.On a quick glance, it looks like the Fidelity Small cap fund follows the Russell 2000. Using other ETFs following that index, etfrc suggests about a 4%...
View ArticlePersonal Consumer Issues • Re: Used Iphone in the $300-$400 range
Avoid charging it overnight (it won't "overcharge", but it will fully charge up to 100%). My iPhone has an "Optimized Battery Charging" option under Battery in Settings. If it is on, it will only...
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