Personal Consumer Issues • Re: Extended warranty options for laptop
Yes, I've had a laptop repaired although not what you asked about. As for buying warranties, I never do for anything. I guess I'm a risk taker or cheap or skeptical about insurance companies or all of...
View ArticlePersonal Finance (Not Investing) • Re: Medigap Plans and major expense
We were told an MRI would need authorization when one was suggested at a routine follow-up appointment that could be performed at that time. It was obtained. Perhaps, it related to our secondary...
View ArticlePersonal Finance (Not Investing) • Re: Retirement Life. What are your Stressors?
The dream of travelling and seeing the world before you die in your retirement years has been tarnished by the fact that there are way too many people doing it. Even though we try to travel during...
View ArticlePersonal Finance (Not Investing) • Re: Taxable Inheritance Questions
I'm set to inherit a little amount of money [. . .]My mom is worried that she's going to have to pay taxes on my trust [. . .]Well, first ... The trustee isn't on the hook for paying for any trust...
View ArticlePersonal Investments • Re: Talk me into paying off my debt
I have about 300k in debt with an average interest rate of 3.5%.What debts do you have? Please give types amounts and interest rates.You may want accellerated pay off of some debts, but not...
View ArticlePersonal Finance (Not Investing) • Re: Revised FAFSA - 529 Loophole?
When the children of wealthy parents get grants, there’s something seriously wrong with the system.I don’t think wealthy folks are gaming FAFSA. My kiddos FAFSA came back as eligible for a 5k loan. I...
View ArticleInvesting - Theory, News & General • Re: HSA Bank eliminating investment...
I received the same. I'm 100% thinking this is game playing by HSA Bank. I contacted HSA Bank and they indicated they never received the request from Fidelity for my transfer I initiated. After...
View ArticlePersonal Investments • Re: Portfolio advice on simplifying what an advisor...
I've been trying to learn more about income tax, but as I'm regular w2, I don't see many options.The thing to learn is which kinds of investments create qualified dividends, and which ones create...
View ArticleInvesting - Theory, News & General • Re: Can you train yourself to be...
Easy. Don't think about it. You'll actually have better results. I look at my accounts maybe once every six months to make sure it's still there. Use automatic investment every paycheck, put it in tax...
View ArticlePersonal Finance (Not Investing) • Re: Do we still need life insurance?
Yeah, she’s a cancer survivor…..I’ll join the chorus suggesting that you cancel. It’s sounds like one or both of your policies have reached the end of the “level” period, and your premiums will likely...
View ArticlePersonal Consumer Issues • Re: Kettlebells
In my experience when you need to get functionally strong fast this is the way. Kettle Bell swings for explosive push pull strength and slow grind Turkish get ups for core foundational strength. Throw...
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Personal Investments • Re: What's in your Taxable Account?
RetiredTaxable: everything except R/ETax Advantaged: zeroj Statistics: Posted by Sandtrap — Sun Sep 01, 2024 8:35 am
View ArticlePersonal Investments • Re: 25 Dividend Stocks
1. I want dividend stocks to generate monthly income. Some stocks I have already proven that they pay out consistently. I can spread out a varying number of dividend stocks from 3%-10%+ to average out...
View ArticlePersonal Finance (Not Investing) • Re: Emergency fund
Depending on your marginal income tax rate, you might consider holding your emergency funds in a tax-deferred account. This can be much more tax-efficient.https://www.bogleheads.org/wiki/Placing ......
View ArticlePersonal Consumer Issues • Re: Moving to Colorado?
We retired and moved to Denver. After my husband died, I moved back to VA. We were close to medical care, an airport and so forth. A half acre lot? That's fine if one is xeriscaping; remember most of...
View ArticlePersonal Finance (Not Investing) • Re: MD Contract Negotiation - defer health...
The idea that institutions don't negotiate on pay at all is plain wrong. Probably not in a way OP described but the do negotiate.Sure they do. It depends a lot where a new grad is looking, though....
View ArticlePersonal Finance (Not Investing) • Re: Citi Personal Wealth Management cash...
There are a number of threads about issues with Citi regarding bonuses. For example, viewtopic.php?t=432793 viewtopic.php?t=218625 You may find them interesting.Those threads are not so...
View ArticlePersonal Investments • Re: pay down mortgage vs continue investing
If taking that extreme measure to sell the bond position, would it be better to pay the 300k against principal or to recast the mortgage?If you have paid down the principal of a mortgage...
View ArticleInvesting - Theory, News & General • Re: Ronald Read the Janitor who...
While all of your quotes are suffused with truth, we face a contradiction. If Mr. Read was inoculated against acquisitiveness, against chasing after pleasures or possessions or prestige, then... why...
View ArticlePersonal Finance (Not Investing) • Re: What to do with my money?
Wow. 2 million in a VHCOL and you feel you have enough already. I’m at 1.5 in a medium COL and feel I don’t have enough. Just keep saving money. Life only gets more expensive. If you want...
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