Investing - Theory, News & General • Re: I Bonds Mega Thread (I Bond...
I have $10k of I Bonds I bought back in May 2022. Does it make sense to trade that in for a higher fixed rate today?Statistics: Posted by Adventurous_Truck825 — Tue Oct 29, 2024 3:08 am
View ArticlePersonal Finance (Not Investing) • Re: Offering Owner Financing
You might consider selling it while disclosing the roof issue. ...If it needs a roof and you live in a poor place where the bank of Dad does not operate, why not replace the roof and then sell?The...
View ArticlePersonal Investments • Re: Recently moved from Cash to I-T Bond Funds. Big...
You didn't say what specific bond fund you moved to, but most intermediate-term bond funds have average durations in the vicinity of 6 years. For example, the Vanguard Inflation-protected Securities...
View ArticlePersonal Finance (Not Investing) • Re: How much to save for emergency expenses ?
If your emergency fund is there to defend against job loss, the size of the fund should be in relation to your monthly expenses and your state’s unemployment benefits. in my opinion, unemployment...
View ArticlePersonal Investments • Re: First post in 10 yrs. Somehow I got rich…
-Cliff notes: started a company in November 2014.-Current Age 41-ZERO DEBT in personal life or business!!!-INCOME: over $500k/yr and increasing yearly-10 yrs later I have a paid off house $750k.-$550k...
View ArticlePersonal Consumer Issues • Re: Bitwarden desktop not working or responding...
I lose the Ctrl+shift+l shortcut on browser upgrades sometimes. Have had to reinstall the browser extension a few times.No issues with the desktop app yet.Statistics: Posted by leland — Wed Oct 30,...
View ArticlePersonal Consumer Issues • Re: Just laid off, no idea about 2025 income, how...
Thank you. That helps a lot.Statistics: Posted by SkepticalAmerican — Wed Oct 30, 2024 3:25 am
View ArticlePersonal Investments • Re: Any Reason to Stay in TSP
I agree with all of your points although I still appreciate the G Fund for what it is, a nice stable value fund for some "safe" money. With that said, I plan on moving a large percentage of my TSP to...
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Personal Consumer Issues • Re: Comfortable Dressy Casual Waterproof Shoe
I've worn the Gore-Tex version of Ecco Street Trays all over European streets for several months. So far, they've held up well on cobblestone streets and on rainy days. They're dressy enough for most...
View ArticleInvesting - Theory, News & General • Frequency of withdrawal
I think most of us are agreed that the dollar/pound (I'm in the UK) cost averaging approach makes most sense when accumulating, but now I'm a year or two away from retirement I'm starting to think...
View ArticleNon-US Investing • Re: US Nonresident Aliens - Vanguard freezing legacy accounts
I asked the same question. However, I was told that it is not possible to withdraw over time. I was told in no uncertain terms that I would have to withdraw funds or transfer to a different provider...
View ArticleUnited Arab Emirates • Disclosure of past transactions in Form 8854
The instructions to Form 8854 have the following note:“If there have been significant changes in your assets and liabilities for the period that began 5 years before your expatriation and ended on the...
View ArticlePersonal Finance (Not Investing) • Re: Life insurance through employer vs...
Someone said premiums are non taxable above? What does that mean or how does that work? Or may be they didn't mean premiums but something else?I think that the reference was that life insurance death...
View ArticlePersonal Finance (Not Investing) • Re: 6.5% Mortgage / Pay Off
Do you realize that a simple invested portfolio can eventually earn more in one year than you will pay in interest over the life of the loan? Of course it can also lose that much too but history has...
View ArticlePersonal Finance (Not Investing) • Re: Considering buying a lake house (pros...
When my wife floats this kind of idea, I tell her that’s what they make hotels and resorts for.This!So this!And such good advice about chatting with the building inspector.And how having just one home...
View ArticlePersonal Consumer Issues • Sunroom/solarium/greenhouse addition
We are considering some projects around the home, the most involved of which would be an addition off the side of our house, something with lots of light and glass. We garden, start plants inside...
View ArticleNon-US Investing • Re: Port Tilt Toward BRICS+
BRICS+ is just marketing+ from the people (but not the person) who brought you BRICs. Maybe the S is Singapore?It’s worse than that. The S is South Africa. Back to the original question. A world...
View ArticleNon-US Investing • Re: What are good podcast or youtube channels for UK...
I do watch pensioncraft and outside his fun portfolio he does talk a lot about simple cheap trackers.The other two I watch are are:MeaningfulMoneyJames ShackLike everything on the internet I wouldn't...
View ArticlePersonal Consumer Issues • Re: Sunroom/solarium/greenhouse addition
Too much glass would impact things but we give thousands of excess kw to the grid every year.Depending on where you live, some utilities (eg, Massachusetts) will let you donate some fraction of your...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
I think Vanguard customers appreciate not having to play these games to get an even better yield.If only Vanguard allowed for auto liquidation of their money market funds.I think they do with respect...
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