Personal Finance (Not Investing) • Re: Bank of America/Merrill Edge -...
To add my own data points, Costco optometry and Office 365 subscription are excluded.Costco Optometry (contact lenses) worked for me a few weeks ago.Statistics: Posted by rama13 — Thu Feb 06, 2025...
View ArticlePersonal Investments • Re: I am worried....
What happened at Treasury?Statistics: Posted by StevieG72 — Fri Feb 07, 2025 9:02 pm
View ArticlePersonal Investments • Re: Schwab Intelligent Portfolio vs 3 fund
Point one: In some years (like 2022), cash is a good asset class. Point two: Evaluating the merits of a portfolio with lots of asset classes and tilts to factors supported by literature (like value)...
View ArticleInvesting - Theory, News & General • Re: Do you rely on rental property...
The volatility risks also must include the possibility of a permanent, long-term, or short-term decline in the property value which can decrease the rental income and resale value.Which of course can...
View ArticleInvesting - Theory, News & General • Re: Money = stress reduction
I largely agree with the premise that money can reduce stress, although its efficacy varies by person and circumstance.Some people seem to not worry about money as long as they are making ends meet. I...
View ArticleInvesting - Theory, News & General • Re: Covering the TIPS gap years with...
Seems like just semantics, but Bobcat2 says using two funds to match liabilities is duration targeting, not duration matching.Quote from: https://www.perplexity.ai/search/compar ... U8kDIcn5cQ...
View ArticlePersonal Finance (Not Investing) • Re: Is umbrella insurance, and higher auto...
A colleague of mine had a settlement against them and had to cash out 401k money to pay it. They had low/default coverage limits. He said the other person lied/intentionally caused the auto accident,...
View ArticlePersonal Finance (Not Investing) • Re: Medicare premium increase
What is your Part B premium? It's supposed to be $185Statistics: Posted by cheese_breath — Sat Feb 08, 2025 9:09 pm
View ArticleInvesting - Theory, News & General • Re: TIPs vs Treasuries for Fixed...
Shout out to Our own Edward McQ re: referenced in an article in WSJ this morning where Jason Zweig contends (I paraphrase) … at high market valuations like most agree we have today, future stock...
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Personal Investments • Re: Travel points
You are sitting on tens of thousands of dollars of travel. Keeping points for 20 years is NOT a good idea. Points currencies get devalued frequently and unpredictably, sometimes by large amounts. The...
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Personal Finance (Not Investing) • Re: Potential Job Loss Questions
Opened a chase card last week. 15 months 0% APR.Wow! Good for you. I never thought that was possible anymore.Me neither! I’m surprised but happy to get this.I’m essentially looking for a bridge loan,...
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Personal Consumer Issues • Re: My $58 coffee bean burr grinder burned out....
UPDATE: I went with the "KitchenAid Burr Coffee Grinder via Amazon for $169. It is very easy to clean, comes apart (not all do), quiet, and very smooth. Also, feels like good quality. The OXO, while...
View ArticlePersonal Finance (Not Investing) • Re: How long did your Bosch dishwasher last?
We had an 800 series that was pretty trouble free for 14 years. Did have to have inlet valve work done once, but that was partly due to moderately hard water. We replaced it at the 16 year mark due to...
View ArticlePersonal Finance (Not Investing) • Re: emergency fund for liquidity
Ed_Sandwich,What is total contribution? Please clarify.KlangFoolI now realize this won't work for the brokerage account, but for the roths I am debating withdrawing my entire contribution over the...
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Personal Investments • Re: Experiencing FOMO over a particular stock
On the other hand, how many other stocks have you read about that tanked to zero?a company doesn't doesn't have to go to zero for you to lose 100% of your money. GM went through bankruptcy protection...
View ArticlePersonal Finance (Not Investing) • Re: Which Larger Bank Has The Lowest...
schwab bank has free atms - every atm all around the world - as well as free paper checks and wire transfers. im not sure if everyone has the free wires but mine are definitely free in and out.Schwab...
View ArticlePersonal Investments • Re: Looking for some advice for my niece
This is a really great financial jump start for your niece. I would have her read the pamphlet "If You Can" by William J. Bernstein, available online as a PDF. This will help her get started thinking...
View ArticlePersonal Finance (Not Investing) • Re: How to determine umbrella insurance...
To your last point, so anyone with over $5MM NW, should they just buy coverage for up to $10MM or somewhere in the middle?I am opining that 5m is probably the max even the wealthiest of people need...
View ArticlePersonal Consumer Issues • Re: non-gory horror movie suggestions?
Have you seen "Nope"?It's good. Western-sci-fi-horror-comedy w/ some creature gore.Statistics: Posted by Beensabu — Sun Feb 09, 2025 9:17 pm
View ArticlePersonal Investments • Re: Portfolio review and rebalance suggestions
Hi everyone, appreciate all the insights and questions. Here are a few additional clarifications:@sailawayCorrect, fixed the tax rate numbers for federal and state in my original post.@invest4The...
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