Investing - Theory, News & General • Re: Revisiting the "Lost...
Recessions are also known to have some positive effects (such as reducing inflation, or forcing discipline on companies with poor business plans). If you can invent and implement a way to get the...
View ArticlePersonal Finance (Not Investing) • Re: States with permissive...
Thanks all for the valuable input.I agree entirely with the sentiment that going to school out of state for the sake of going out of state seems like a foolish proposition. But I have a few...
View ArticlePersonal Finance (Not Investing) • Re: Credit card fraudulent transaction?...
It was $120Statistics: Posted by renter — Wed Jul 10, 2024 11:18 pm
View ArticlePersonal Investments • Re: How to invest in an account that must be zero in...
Across 20 years, we used DW's Inherited $ from a taxable account as the yearly contributions into her Roth.Statistics: Posted by RetiredAL — Thu Jul 11, 2024 11:12 pm
View ArticlePersonal Consumer Issues • Re: Fix my thinking please [purchasing high-cost...
@Watty -- They're all my lawns.A few random thoughts. If these are something like rental or commercial properties then be sure to look into deducting the cost of the mower as a business expense....
View ArticlePersonal Finance (Not Investing) • Re: $3200 a month to feed a family of 5????
$1800 here for a month with a family of 5 in the California Bay Area, albeit our kids are younger. Just food, not household items. We do most of the grocery shopping at Costco and Trader...
View ArticlePersonal Investments • Re: Was too conservative at 50/50. How to transition...
Also, any thoughts on return to mean? Does that justify holding on to my 50/50 allocation and waiting for a swoop? I don't think about return to the mean at all. It has nothing to do with how I...
View ArticlePersonal Investments • Re: Clarification of Vanguard fees for partial account...
I can also confirm partial transfer of my Roth IRA to fidelity did not trigger any fees. I transferred a money market cash position, left about $20 in the account so it did not close.Thanks for the...
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Investing - Theory, News & General • Re: Why did Vanguard choose 40%...
My point is: Vanguard has been wrong about their 40% allocation for a decade, but they are sticking to it. And the reason they are doing it is because they continue to project higher future returns,...
View ArticlePersonal Consumer Issues • Re: Retiring to Upstate NY
I wouldn't really consider Orange county to be 'upstate.' Even Dutchess county is questionable.Statistics: Posted by cowbman — Thu Jul 11, 2024 11:19 pm
View ArticlePersonal Consumer Issues • Re: Broken ‘19 MacBook Pro Screen - just use work...
I wouldn’t use a work computer for a teacher for personal use as it could be impounded at any time for any number of reasons. Maybe logging into a bank website ok. I would use a personal computer or a...
View ArticlePersonal Consumer Issues • Re: Does anyone use the Drive Safe & Save app...
I've no idea where they got that number. The only place I can think of is the annual smog check program, but I don't know if those data are available to the insurance companies. So, should I provide...
View ArticleInvesting - Theory, News & General • Re: Dividends equated with “forced...
The rules covering mutual funds and ETFs are different than the rules governing corporations like Berkshire. Companies don't have to distribute earnings as dividends.If I understood the investopedia...
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Personal Consumer Issues • Re: Costco hikes membership fee for the first time...
I've never understood the Costco hate on this forum. Try to find top tier gas, $1.50 lunch, and high quality bulk with a great return policy cheaper.I like Costco. I go once or twice a month. Like but...
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Personal Consumer Issues • Re: California weather in a lower cost of living area
Not muggy. Mostly clear skies.Not too hot during the day. A bit chilly in the evening. Some rain, but not too much. Very limited snow. etc. Essentially, we want to live in a coastal California weather...
View ArticleInvesting - Theory, News & General • Re: Cash is a terrible long-term...
True, but sometimes I wish I had more of it !Statistics: Posted by YeahBuddy — Fri Jul 12, 2024 11:19 pm
View ArticlePersonal Finance (Not Investing) • Re: How to value your home for net worth...
I just ballpark the value based on recent comps in my areaStatistics: Posted by LFKB — Fri Jul 12, 2024 11:19 pm
View ArticlePersonal Investments • Re: Long horizon, target date fund vs SP500?
I like the SP500, but target date fund is fine too, as long as fees are low. Or you could hedge your bet and do a % of each and compare YOY.Statistics: Posted by YeahBuddy — Fri Jul 12, 2024 11:21 pm
View ArticlePersonal Consumer Issues • Re: Humana Medigap Plans
Thanks InmydreamsI know about the switch back loophole. I think my Dad will make it through underwriting so hopefully he won't need it.I didn't even think it was legal to keep closing and opening...
View ArticlePersonal Consumer Issues • Re: Living to 100
How does one plan to live to a certain age?I saw Ray Kurzweil on TV recently. If I make it to 100, sounds like there’s a good chance to make it to 1000.Statistics: Posted by gtrplayer — Sat Jul 13,...
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