Personal Investments • Re: IRA-poor?
If you consider what we were talking about taxed brokerage T- 401k/IRA and Roth the two best are Taxed brokerage and Roth if you don’t want to work to 60 if you want to work to 60 then whateverI’m...
View ArticlePersonal Finance (Not Investing) • Re: Advice needed, not enjoying new job
UPDATE: I'm going to try talking with my current boss again about getting the time for the two trips. Any tips on what to say??I suggest you set up time to meet 1:1 with your manager and say something...
View ArticlePersonal Investments • Re: MBDR - New employer. Max out after tax?
One caveat to be aware of: almost no plan will allow the pretax contributions and the after tax contributions (MBDR) to be invested differently. If you are, as I am, allergic to having bonds or fixed...
View ArticlePersonal Consumer Issues • Re: Thunderbird Update Problem
My T-Bird auto updated to 128.xAll of a sudden, emails triggered Win10 notifications (which I then turned off on Win). Don't know whether to blame T-Bird or Win for this. Not a fan of either.Blame...
View ArticlePersonal Consumer Issues • Re: Braces price -can you negotiate ?
many/most dental practices are privately owned, so the dentist/orthodontist have full discretion over pricing. and a big component of the cost is just of dentist labor/rate for the repeat visits to...
View ArticlePersonal Investments • Re: Should international index funds be ex-China?
One of my main challenges is that I am UK based and struggle to find like-for-like products.I can find something similar; however, at times, it has proven to be very challenging.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Re: noise cancelling ear/head phones
noise cancelling works for the ear side (listening), not the microphone. I have never heard of noise cancelling for the microphone.noise cancellation on the microphone input is almost never...
View ArticleNon-US Investing • Re: Does Sweden tax GoFundMe recipients?
Does a recipient of GoFundMe funds pay income taxes on those funds if received (in Kronors) as a Swedish citizen?If so, the less convenient option would be to receive it in dollars as a US citizen...
View ArticlePersonal Consumer Issues • Re: SKYLIGHT FRAME for photos - Security?
Everything is secure until it's not.If you're concerned about remote access, airgap it: turn off connectivity features and services. Load photos locally on memory and cycle through those...
View ArticlePersonal Consumer Issues • Re: Men's T-shirt Recommendation
It looks like OP has gotten lots of good recommendations. I'll throw in one more since I haven't seen it mentioned: cotton knit shirts.They breathe much better than traditional cotton tees and aren't...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
The WeBull 2% bonus appears to have been renewed through August. I attempted to transfer from Fidelity and kept having my transfer requests rejected with no explanation. WeBull's customer support was...
View ArticlePersonal Investments • Re: Gold in taxable
I would forget GLD and PHYS and buy some Wheaton Precious Metals stock (WPM) if you want to track gold. It's been doing extremely well.That’s not the same thing as physical even though it may be doing...
View ArticlePersonal Investments • Re: Portfolio review and feedback on financial plan...
I could consider reducing cash holding in taxable to 30-50K range. When I use the strategy you mentioned (placing cash needs in tax-advantaged), would I need to take consideration of 401k being...
View ArticlePersonal Consumer Issues • Re: Suing Meta (Facebook) to get DW's hacked...
If you know any Meta employees, they can file a ticket internally to try to help you get it resolved. I unfortunately don't work there anymore, but I'm sure there are current Meta employees lurking on...
View ArticlePersonal Finance (Not Investing) • Re: Has the American Dental industry...
I would add that there is no guarantee that a dental plan will pay for cleanings. If the hygienist puts you on a perio-maintenance plan, the cleanings may not be covered, or may only be covered up to...
View ArticlePersonal Finance (Not Investing) • Re: When to upgrade the house?
I think it's worth spending a little time imagining raising kids in your current, normal-sized house--and it is a perfectly normal-sized house to raise kids in. Would it really be so bad? What...
View ArticlePersonal Consumer Issues • Re: Use vintage late 1970s speakers with Roku TV...
Another vote for keeping what you have. Sound thru a HiFi stereo setup with good speakers is, in my opinion, better than what any soundbar could deliver. This is because an increase in volume with...
View ArticlePersonal Investments • Re: Bond Funds with finer duration increments?
Are there Mutual Funds or ETFs (I prefer MFs) that invest in finer increments in terms of duration/maturity?There are ultra-short bond mutual funds that you might be interested in. Examples include...
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Personal Investments • Re: convince me I'm ok
Personally I'd melt all this down into some combo of VTIAX, VTSAX, BND and VTABX (honestly I wouldn't bother with VTABX unless you are outside of USA). A portfolio which is easier to understand,...
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Investing - Theory, News & General • Re: Just how random are stock returns?
Question 3. What is the probability that ‘fat tails’ arise by chance?To answer this question, the same process as for Question 2 has been followed, i.e., a normal distribution with a mean of 8.5%, and...
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