Investing - Theory, News & General • Re: Psychological impact of dividend...
I guess Berkshire Hathaway could just sell shares of those stocks in its portfolio.... (with proper notification of the investing authorities, of course.)As I read this thread, I keep theorizing that...
View ArticleInvesting - Theory, News & General • Re: Vanguard Treasury Money Market...
I only use a MMF and HYSA for my emergency fund, so I take whatever is higher -- a MMF or Ally HYSA. Right now, FDLXX at Fidelity is beating Ally by about 0.7%.Most of the gains in my portfolio will...
View ArticlePersonal Consumer Issues • Re: Interviews went well...two months have now...
Most likely you are backup candidate. Not much can be done except for waiting and regular follow-ups.You can also check linkedin company page - search for role you applied and see if there are any new...
View ArticlePersonal Investments • Re: Are we done saving for college?
I would rather have to pay $10k a year out of pocket because I have too little compared to over funding it by the same amount and then needing to pay a penalty to be sued for something else.Okay, but...
View ArticlePersonal Finance (Not Investing) • Re: Personal Banking: Alternatives to BofA
Big banks are big banks. It doesn't sound like you have anything in particular that you hate about BofA. If it ain't broke...100% spot on.An alternative could be a local bank or credit union but that...
View ArticlePersonal Investments • Re: confused about getting the help of an advisor
Hello,Thank you all for your kind advice. I will follow up with the ideas. In regard to Vanguard not allowing an outside advisor, I meant wealth manager advisors who manage your funds directly (just...
View ArticleNon-US Investing • 2 factor authentication
Hello all,this is not an investing question. If it is an inappropriate question to ask here, I hope you will let me know. When you are outside USA, as an ex pat or traveler, what is your favorite...
View ArticlePersonal Investments • Re: Can we spend more?
The last two years we have been spending about $150k per year after taxes. When I plug in our particulars into the VPW worksheet, it says if we retired right now, we can withdraw $15k per month =...
View ArticlePersonal Finance (Not Investing) • Re: Creative ways to make an extra $300 a...
If you live near a casino/card room, learn how to play poker and make an extra $3-10k a month in your spare time. Anyone with half a brain can get pretty good at it relatively quickly.Sounds too good...
View ArticleNon-US Investing • Re: 2 factor authentication
2FA via text message should be your last resort and if your account offers 2FA via authentication code via app or app pushed authentication you could set this up before you leave. Either option would...
View ArticlePersonal Finance (Not Investing) • Re: How to fire my accountant?
If she is your employee (ie, on your payroll) and just doing a lousy job, there may be laws about this in your state. Usually you have to give them documented warnings or retrain them to give them a...
View ArticlePersonal Finance (Not Investing) • Re: Home Mortgage for High Income Retirees?
I am currently living in a house but the mortgage is reaching the tail end, so the deductible interest portion is getting small. I am thinking of selling it and getting a new home that is more...
View ArticlePersonal Consumer Issues • Re: "Self care" gift package ideas
wanting to focus on 'self care'Lavender sachet. Facial sheet masks. Migraine relief cap. Accupressure mat. Hot/cold gel slippers. Assortment of herbal teas.Many men would have no idea of what to do...
View ArticlePersonal Consumer Issues • Re: Fixing scratches in wood stair railing
Have you tried getting one of those wood repair sticks that matches your wood. For lack of a better description they are like crayons. I think they are made for exactly this type of...
View ArticlePersonal Consumer Issues • Re: Recliners - La-Z Boy vs Stressless vs ??
We bought His & Her Lazy Boys about 5 years ago abit before I retired. They have been excellent and very comfortable.But based on the above comments - if we ever have or choose to replace them, we...
View ArticlePersonal Finance (Not Investing) • Re: College Scholarship and Kiddie Tax
Not trying to get into a p***ing contest toddthebod, but the items you quoted refer to dependency. I think (maybe I’m wrong) the OP is referring to Kiddie Tax on unearned income, which is irrespective...
View ArticlePersonal Finance (Not Investing) • Re: Beefing up 2FA security with secondary...
For banking apps that support FIDO2, hardware dongles (Yubikey or similar), are probably the most secure approach. The key sequence is unique to each hardware key. It cannot be duplicated, and no 3rd...
View ArticlePersonal Investments • Re: Should I resign right now?
For OP what will be different next year vs the next next year?Because this is like doing a prison sentence for me at this point. Not sure if you ever had to work for incompetent, lying and downright...
View ArticlePersonal Consumer Issues • Re: College Costs
Everyone has different ideas of what is an acceptable education. Not surprisingly, you have choices and tradeoffs.We have 4 children and wanted to fund their college degree. We offered the following:*...
View ArticlePersonal Investments • Re: If you had 9 million dollars and were 65…..
My first thought is four million in laddered TIPS, one million in laddered nominal Treasuries, and four million in stocks. The bonds for security and luxury, and the stocks as a bet on enough wealth...
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