Personal Finance (Not Investing) • Need urgent attorney recommendations to...
As the name suggests, I need urgent recommendations for any attorneys in California that can help spouse & I set up a living recovable trust to put the title of our house into. I'm aware that...
View ArticleInvesting - Theory, News & General • Re: Is the IUL (Indexed Universal...
Invest in the market thru low cost index funds. See boglehead wiki. Get a quote for life insurance from usaa if you need term life insurance. Mixing the two will cost you lots of $.I thought you had...
View ArticlePersonal Investments • Re: Broker Bond Sale Markup - Is it reasonable?
As has been said I would log on vanguard and buy treasury bonds yourself. Old time corporate bond traders can make what they can make off trades. And that’s capitalism. There was a famous lawsuit...
View ArticlePersonal Finance (Not Investing) • Re: Why are so many people choosing LTCI
why would you want to prolong your life when you are mostly sitting at home (best case) by yourself with minimum interaction.Let's suppose that you're hospitalized and the doctors say that they won't...
View ArticlePersonal Investments • Re: European moving to the US for studies: Continue...
I was in a similar position but had lived in the US for four years when I started my PhD. I transferred my taxable investments to Vanguard and did some tax-gain harvesting to max out the 0% capital...
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Personal Consumer Issues • Re: Toyota vs Hyundai
If you hate the interior and exterior design, I wouldn’t get a Toyota. What model are you looking at that feels 10 years behind?Highlander. I testdrove it and it feels like Toyota isnt even trying to...
View ArticlePersonal Finance (Not Investing) • Re: How much house can i afford?
i do hate the idea of selling my VTI or reaching into my roth.Seems unwise to give up the valuable Roth space. And have you considered the Capital Gains Taxes you'd owe on the VTI profits?I believe...
View ArticleInvesting - Theory, News & General • Re: The Day The Factors Died
Andrew Chen is in a very difficult place. He is telling his entire profession that the efforts of almost 40 years has shown no lasting benefit to real-world investors, maybe none in even the...
View ArticlePersonal Investments • Re: 529 - 100% stocks if passing on estate?
If, somehow, the value of the 529s are lower than the basis at the time of college they can pay out taxable accounts for the tuition and let the 529s ride.Perhaps you'd still want to use the 529...
View ArticlePersonal Consumer Issues • Re: What value have you derived from...
These are all completely useless services. They sound helpful in principle, but in practice they stink. They should either be shut down by the government or investigated because they're examples of an...
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Investing - Theory, News & General • Re: History: Modern Treasury Market...
Compilers should be aware that the convention in secondary sources, such as the Federal Reserve bulletins, was to compute yield to call if the bond sold above par (making it a candidate for call), and...
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Investing - Theory, News & General • Re: DCA vs. Lump Sum- an interesting...
Congrats to those who lump summed it a week ago. (Because, ya know the market usually goes up…)Statistics: Posted by Wanderingwheelz — Mon Aug 05, 2024 3:59 am
View ArticleInvesting - Theory, News & General • Re: Avantis Funds: what's so special...
Growth absolutely has a negative expected return, because value has a positive expected return. It is the same variable in the model. The stock market is not a zero sum game. Growth and value stocks...
View ArticlePersonal Finance (Not Investing) • Re: Chase vs Capital One checking?
Chase checking has been working fine for me. Mobile deposits become immediately available. ACH transfers are fast. A transfer from Chase Checking to Capital One Savings was instant. If you decide to...
View ArticlePersonal Investments • Re: Systematic way to get more aggressive and test my...
For a years I've thought about going with a more aggressive AA (currently 33% fixed) but have never made the move. .. if the market is down a certain amount (over 2% in a day) I'll transfer that...
View ArticlePersonal Investments • Re: wife trying to financial plan for retirement
We have $2.3 million invested in 401k, Ira, cash, etc: : :Am I missing something here?Especially if you have a large portion of this in tax-deferred accounts, have you accounted for Federal and state...
View ArticleInvesting - Theory, News & General • Re: Rebalancing vs. DCA
Thanks a lot for your your further explanation!OK, I'll then try to find out more about Periodic, monthly, lump sum investing with vs. without Rebalancing.Best to you and your portfolio!Statistics:...
View ArticlePersonal Consumer Issues • Re: Apple Mac Owners [Replacing PC with Mac]
After using a Mac for years, every time I have to use a PC is agonyStatistics: Posted by ScubaHogg — Tue Aug 06, 2024 3:27 am
View ArticlePersonal Finance (Not Investing) • Re: Security of your brokerage rests in...
I recently had the opposite problem... I was on a long remote international mountain trip and lost my phone. When I returned to civilization, all of my accounts which used 2FA (including brokerages,...
View ArticlePersonal Finance (Not Investing) • Re: Medicare Plan N
If you have the Accendo Aetna Plan N they have pulled the plug on writing new business so that may cause an issue down the road as only the healthy will be able to switch out of that closed block of...
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