Personal Investments • Re: Roth Conversions. Any benefits in my case?
run quickly to a really capable tax and estate attorney and follow her advice.but think seriously about what your goals are before you meet, since her advice will be tailored to your needsStatistics:...
View ArticlePersonal Investments • Re: What am I missing (Roth Conversion)?
there are 2 principles which i view as fundamental when considering a roth conversion:(1) pay the tax from a taxable account that is earning bond-like returns. do not sacrifice the tax deferral of a...
View ArticleInvesting - Theory, News & General • Re: After 2022-23, how are we...
A reasonable emergency fund for a risk averse person does not return -13.93% in 2022 like VASIX did.This is definitely not a good e-fund choice for the risk...
View ArticlePersonal Consumer Issues • Re: A streaming debacle (technical and streaming...
For college sports, try a espn+ subscription.I get it as part of a hulu/disney bundle but it is available stand alone too. Great solution for college focused sports fans. Good for NHL national (not...
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Personal Finance (Not Investing) • Re: What net worth are you targeting at...
Kinda hoping I die peacefully in my sleep, before I get infirm like my parents and older siblings did. 90 is only in my financial planning as an abstract concept. No idea how much money I'd have at...
View ArticlePersonal Investments • Re: Getting nervous about US equity valuations
But I really had no basis for making those decisions though. I might as well have rolled a dice.That's okay.So I made up responses. But I have no confidence in them. Because I don’t know anything.I...
View ArticleUS Chapters • Re: Seattle Area Chapter Meetings - Master Thread
That's awesome. Just curious how many people are interesting in attending this coming group meeting on Sunday Oct 20 2024 ?Statistics: Posted by bamboo007 — Tue Oct 15, 2024 1:10 am
View ArticlePersonal Finance (Not Investing) • Re: Does JP Morgan self directed allow...
Yes my all my VTI shares, both those transferred from another brokerage in 2019, and those purchased at Chase since then are listed by SpecID. The number of lots you can select in one sale transaction...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
For folks buying SGOV on margin just to satisfy the requirements, you don't need to by anything on margin. You just need to have a margin balance. So you can withdraw $10K+ from your account using...
View ArticlePersonal Finance (Not Investing) • Re: Cleaning up a parent's financial mess...
I didn't read the whole thread but I do have experience on the chapter 13 Yes, his credit score and ability to rent an apartment will be immediately tanked and they're going to stay that way for a few...
View ArticlePersonal Investments • Re: Retired: All Out on TSLA/NVDA/NVDL - 2 Fund...
Why wait until mid November? Are you hoping for a post-election drop?I am not so much waiting for a drop but fear instability regardless of the result. My plan is to buy regardless which side wins. I...
View ArticlePersonal Finance (Not Investing) • Re: Made a terrible mistake in...
btw in the event the excess is considered the Roth, *how* does that get taxed on withdrawal? Do Roth plans have a way of tracking pre-tax basis? And even if they do, it seems like a big loophole where...
View ArticlePersonal Finance (Not Investing) • Re: Forgot 1099R for Mega Back Door Roth
This topic is now in the Personal Finance (Not Investing) forum (tax filing issue).Statistics: Posted by ClaycordJCA — Wed Oct 16, 2024 12:48 am
View ArticlePersonal Finance (Not Investing) • Re: Life at a crossroads [Should I take...
Make sure to check out cost of living in your next trip. Based on prior experiences, groceries, eating out, utilities, fuel, etc. will be 25-30% more expensive as well as much higher taxes in CA. Also...
View ArticlePersonal Consumer Issues • Re: Best way to find a remote work
Why aren't companies hiring remote worker? What happened to all the companies that are fully remote? I don't see that changing. I do think that companies are shedding a lot of extra staff without the...
View ArticlePersonal Consumer Issues • Re: Refund approved but taking forever
You also have the option of filing a BBB Complaint.https://www.bbb.org/file-a-complaintPeople can, but really, does this really result in positive outcomes in any cases these days?I never look at bbb....
View ArticlePersonal Investments • Re: Concentration of Employer Stock vs Paying Cap Gains
sell all new vests moving forward. Then sell everything with minimal gains or negative now. Then take all the new money and diversify and you'll find by selling everything as it vests, it'll rebalance...
View ArticleInvesting - Theory, News & General • Re: How long should a retiree's TIPS...
I don't think I can name more than 10 regular forum members by name (myself included) that I know for sure have bought a ladder of individual TIPS that is at least 10+ years in length.In April of this...
View ArticlePersonal Investments • Re: Do Bogleheads Diversify Investment Platforms?
I have my investments with Vanguard, because 1) i always have and 2) simplicity and 3) they have by far the best mutual funds for my purposes.However, i also have a modest account with Fidelity as an...
View ArticlePersonal Finance (Not Investing) • Re: "They" finally got me! CC...
There are two ways to use it. You can use it from the amex app itself and send people money directly. I do not use this feature to avoid sharing my contacts with Amex.The other way is two steps. First...
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