Personal Finance (Not Investing) • Re: FreeTaxUSA is out!
I have used it this year to do some year end estimates. I wanted to compare it to my Excel estimates. I am still going to use my CPA this year, but I'm hoping to be able to go back to doing it myself...
View ArticlePersonal Investments • Re: Where to find average cost basis now that it's no...
Thanks. I'm seeing a "Cost per share" column between the "Quantity" column and "Total cost" column. I assume that's what you're talking about. However, for no clear reason, that column is blanked out...
View ArticlePersonal Investments • Re: Advice for initial bond allocation
I'm not looking for bonds to reduce volatility and serve as a psychological support during down markets. I have faith that I will buy into stock market dips/drawdowns... and know bonds will reduce...
View ArticlePersonal Finance (Not Investing) • Re: Pension + S.S. = What % in bonds?
I was exposed to studies that T. Rowe Price conducted in the early 1980s that showed how investments in U.S. and international equities outperformed bonds and other investments over long time periods....
View ArticlePersonal Investments • Re: Advice & comments on de-risking a portfolio
Buy protective puts. https://www.optionseducation.org/videol ... ective-putStatistics: Posted by Rocky Mtn Man — Sun Dec 29, 2024 2:02 pm
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
What's the evidence for better risk management being obtained by indexing the myriad foreign stock markets? It's possible to concoct all kinds of theories, but where's the evidence? Ultimately, if the...
View ArticlePersonal Investments • Re: Portfolio Review Request v2: Still learning feel...
Expenses are reasonable in VHCOL. You are young and no kids. Low assets. Do not buy house yet. Rent and invest rather than hoarding cash.Yeah, my actual plan would be to invest in a duplex and rent...
View ArticlePersonal Consumer Issues • Re: 94H vs 94T tires
What specific aspect of safety engineering do you believe is very reliant upon the tire selected? Braking and cornering on dry or wet pavement.I just can't buy that, at least not "very reliant." My...
View ArticleInvesting - Theory, News & General • Re: Need investing advice
Learn a bit about investing and set up an asset allocation you like and can stick with. Then after you’ve decided that overall big picture, choose your investments, and place to the extent possible,...
View ArticlePersonal Finance (Not Investing) • Re: TLH Mistake [Tax Loss Harvesting]
The panic trying to figure this out the last couple hours was not worth the $6 (or whatever marginal amount it ends up being), haha.You've already paid the price of the lesson. Besides, a tax return...
View ArticlePersonal Finance (Not Investing) • Re: Mutual Funds vs ETF
Once you did a transaction when was your account updated with the number of new shares in your holding? It should be immediately updated with cost basis, etc. If you click on "Activity" (at other...
View ArticlePersonal Finance (Not Investing) • Re: College ratings/reviews websites
We've had all the recommended conversations already. I was really just hoping to glean how campus life is from current and recent grads.Statistics: Posted by A440 — Mon Dec 30, 2024 2:12 pm
View ArticlePersonal Finance (Not Investing) • Re: TurboTax 2024 software offer
+24! For the dollars I saved going this route. Even if I don't get the Chase $20, I'll have saved nearly $4 from today's Amazon cost, even though that's probably not worth it! Thanks for the nice...
View ArticleInvesting - Theory, News & General • Re: REGISTRATION FOR THE 2025...
6660.77Statistics: Posted by clip651 — Mon Dec 30, 2024 2:13 pm
View ArticlePersonal Investments • Re: Where should international stock be placed tax...
In our 0% LTCG tax bracket large-cap international is best in taxable. A fund like VEA or VEU has a negative tax drag for us.What do you do with the Foreign Tax Credit (FTC) in 0% LTCG?I claim it...
View ArticlePersonal Investments • Re: Question for 73 F single any Tax savings?
Last year she had a Arrears paid out after the separation QDRO stuff was settled so had had higher income of 78K and paid $9200, this year I estimated 68K and came in about that much. Taxable income...
View ArticlePersonal Finance (Not Investing) • Re: QCD check not yet cashed by charity....
The other hassle with QCDs is that you have to tell the charity who you are. Suboptimal most of the time.Why is that an issue for you?Statistics: Posted by Toddo — Tue Dec 31, 2024 2:26 pm
View ArticlePersonal Investments • Re: Traditional vs. Roth 401(k) with No Employer Match
Are there any additional considerations or details I should provide to help you give advice specific to my situation?Yes: the marginal tax rate you expect to pay on traditional withdrawals. You could...
View ArticlePersonal Investments • Re: Too much interest income in taxable
If you have a pension and SS income, do you really need five years of expenses in cash within a taxable account?This is a great question. Are those 5 years of expenses expenses that aren't covered by...
View ArticlePersonal Finance (Not Investing) • Re: Helping mom with medigap plan
Each company has its own underwriting process. Best bet would be a broker like boomer benefits who will know the individual companies process.Maybe local ship could...
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