Personal Investments • Re: Won the Early Retirement "Game". Going...
One really good way to leave money to the kids is Roth IRAs.Statistics: Posted by PottedPlant — Wed Feb 12, 2025 9:47 pm
View ArticleInvesting - Theory, News & General • Re: If only 1/3 to 1/4 of fixed...
This article explains where the 25% number comes from and might clear up some confusion.Thank you!Statistics: Posted by Coato — Wed Feb 12, 2025 9:50 pm
View ArticleInvesting - Theory, News & General • Re: AlphaArchitect launches BOXX:...
BOXX Summary Prospectus updated 01/31/2025, this paragraph was added in the "Tax Risk" section...."If the IRS or a court were to determine..."Surprising that something like that wasn't always in it.It...
View ArticlePersonal Finance (Not Investing) • Re: File tax without waiting for W-2C (HSA...
You didn't have to miss the deadline, all you have to do is pay your money if owing and mark the payment as an extension payment, and then you have until October to fileStatistics: Posted by nalor511...
View ArticlePersonal Finance (Not Investing) • Re: Box 15 on 1099-INT
MA has different taxation for interest from MA banks and interest from banks in other states, so the information in box 15 can be useful in some circumstances. That said, I live in MA and I don’t...
View ArticlePersonal Finance (Not Investing) • Re: Estate Planning (WILLS, TRUSTS, etc)
That’s not a good idea for many reasons.What if one of the named beneficiaries predeceases the original poster, or has a taxable estate (with the inclusion of the inherited assets plus the income and...
View ArticlePersonal Finance (Not Investing) • Re: Assisting with Kids first home purchase!
We have two kids, both single. We are considering helping the younger one due to the runup inhousing prices and interest rates. The older son is on board withthis and approves. We would loan the...
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Personal Investments • Re: REIT funds of a deceased investor
I’ll ask forgiveness up front if this is long. Im not good at being succinct. I am the executor of my father’s estate and thus in charge of liquifying and distributing his assets.However, 2 of his...
View ArticleInvesting - Theory, News & General • Re: How do bond fund returns work?
I own BND ETF, which is yielding 4.59% (SEC 30 yield) as of today. If I invest $1000, I expect to receive about $45.90 per year. OP,Again, it’s an estimated yield and your amounts will also depend on...
View ArticlePersonal Finance (Not Investing) • Re: Withdraw tIRA contribution then...
Hi I'm hoping to confirm that I can do the following.I made a $7K 2025 contribution to my tIRA last month. For planning purposes, it would be advantageous to make the 2025 contribution later (probably...
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Investing - Theory, News & General • Re: Fidelity Fully Paid Lending...
I signed up and so far the following have been loaned out -- ESGV, VCEB, IAU, VSGX.Annoyingly, I cannot find a summary of all the income from the loaning. It must be somewhere? I did see a summary of...
View ArticlePersonal Consumer Issues • Re: Cost of dental visit
As a mid-career dentist I truly appreciate all that the Boglehead community has done for me to improve my knowledge about finances. I am lucky to be at a point that I really don't need to see as many...
View ArticleInvesting - Theory, News & General • Re: “100% stocks for retirement? A...
8. The claim of 7% real returns for international stocks seems unrealistic when compared to historical data. this number includes the US and seems reasonable based on other sources I've seen like...
View ArticlePersonal Investments • Re: Most efficient way to re-allocate taxable account
Option one is to not sell anything and just adjust new contributions, if those exist. If you decide to sell just one, FSELX is probably a better choice to sell than FBGRX (which one could make an...
View ArticlePersonal Investments • Re: Portfolio Review
Thank you, I really appreciate the advice!Statistics: Posted by topaz318 — Thu Feb 13, 2025 10:18 pm
View ArticlePersonal Consumer Issues • Re: Woodpecker siding damage
Timely thread for us. We are about to have the siding replaced with vinyl horizontal siding due to the years of holes made from the woodpecker. Pileated variety as someone above said.Statistics:...
View ArticlePersonal Finance (Not Investing) • Re: 529 arbitrage for cash flowing private...
It sounds like they're talking about what I call 529 rinsing.Let's say you have a $5K K-12 tuition bill. Obvious option is to write a check for $5K and pay the tuition. Or, you can open a 529 for that...
View ArticlePersonal Consumer Issues • Re: Low-to-moderate COL areas (e.g., decent house...
Here is an example of what you can get in the suburbs of Atlanta for $600K.https://www.realtor.com/realestateandho ... -list-cardThere are a couple of factors about this area which might not be...
View ArticlePersonal Finance (Not Investing) • Re: 18 Year old buying house at 21
Ok, Thanks guys that gave me a lot of different perspectives. Some additional background info: I will be in college online while working, I will be making around 60k a year and I do plan on staying in...
View ArticlePersonal Consumer Issues • Re: PSA - Freezing Minor's Credit - Equifax
Don’t your kids have to be doing stuff like this for themselves? Seems like there are warnings about it being criminal to access other people’s credit reports or freezing other people’s...
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