Investing - Theory, News & General • Re: Backdoor Roth IRA from non-empty...
This year you can contribute a (non-deductible) $7,000 contribution if under 59.5 at the end of the year or $8,000 if over that age.I believe this should be ...$7,000 contribution if under 50 at the...
View ArticlePersonal Consumer Issues • Re: Anyone using SageSure for Home Insurance in CA?
What area of So Cal are you in? I'm in Oak Park, and Mercury sent me a letter saying i dont have a defensible fire zone. I sent in pictures and they havent responded in a month and a half. Won't tell...
View ArticlePersonal Consumer Issues • Re: Don't pay full price for SiriusXM radio
Here's a link for three free months of service on your car radio, no credit card needed. It's only valid for inactive radios that have not had a trial recently. I got it from Mercury Magazines (they...
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Investing - Theory, News & General • Re: Filling the TIPS gap years with...
Rather than try to explain this, I'll just let it marinate and see if anyone notes any obvious explanations or glaring errors.Remember that all I'm doing is plugging numbers into #Cruncher's...
View ArticleInvesting - Theory, News & General • Re: Uninterested Spouse [Spouse not...
Setting up a simple one-fund portfolio requiring no management: I keep seeing this comment but it's simply not possible and a throw away line. Well except maybe when one spouse works for salary only...
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Investing - Theory, News & General • Re: Video Greeting from Salim Ramji
I am disappointed that he didn't start by putting out an hour plus video with detailed responses to every Boglehead topic of concern. For instance, why didn't he cover how in a brokerage account you...
View ArticlePersonal Finance (Not Investing) • Re: Asset allocation for 78 year old with...
I am POA for my 88 year old Dad. Some thoughts:1. SS longevity tool suggests a 78 year old male has a life expectancy of 10 more years or so. That means half of 78 year old men alive today will still...
View ArticlePersonal Investments • Re: For those of you in the financial industry, what...
Many in the FIRE community stick to the S&P 500, while other investors focus on modal stocksWhat do people who work in finance typically invest in?They may or may not have access to S&P 500...
View ArticlePersonal Finance (Not Investing) • Re: Most secure and most private way to...
First, it is not difficult to move your gold out of the country if you wanted to do that. There are many secure ways to ship packages, no matter how heavy. There are quite a few things that are...
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Personal Finance (Not Investing) • Re: Apple Pay: value vs. chip credit card
Apple/Google Pay advantages: You don't need to take your wallet with you and have a form of payment that works in most places. (The local home depot does not take contactless so out of luck there)....
View ArticlePersonal Investments • Re: Low income for no monthly premiums OR pay some $...
Also, should I consider taking my SS early (at 63.5) as a replacement for the monthly Roth withdrawals for income? Switching to my hub's FRA at 67 will reduce my benefit by ~ $300...& he'll take...
View ArticlePersonal Finance (Not Investing) • Re: Tales from this insane real estate...
I could not help but reply when seeing the recent posts. We are moving to Madison, too, in early August. But DH and I certainly don't want to own a home again. We were fortunate to locate a penthouse...
View ArticlePersonal Investments • Re: Worried about vanguard
I think Vanguard needs to get their employees back in the office full time. There are some goofing off on the Monday and Friday work from home days.arI had to work with a Vanguard rep to get a...
View ArticleInvesting - Theory, News & General • Re: Tax efficient withdrawals and...
As a widower, I'm now pleased with the Roth conversions done in my pre-SS years.Statistics: Posted by heyyou — Wed Jul 17, 2024 12:05 am
View ArticlePersonal Finance (Not Investing) • Re: Would you change jobs?
Yes, I would change jobs.Statistics: Posted by Fat Tails — Wed Jul 17, 2024 12:06 am
View ArticlePersonal Finance (Not Investing) • Re: Medical bill received 4.5 years after...
There are protections against “surprise” medical bills. This sure seems to fit the bill (pun intended).Statistics: Posted by flowerpower — Thu Jul 18, 2024 12:07 am
View ArticleInvesting - Theory, News & General • Re: What are you up YTD? [Year To Date]
I'm up 18.66% YTD, One Year 25.05% 3.3 million retired 2021, I'm 64.Statistics: Posted by retire2022 — Thu Jul 18, 2024 12:11 am
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Personal Finance (Not Investing) • Re: How long in advance do you book...
What's a vacation? What is where you pay to travel instead of getting paid to travel?Statistics: Posted by SnowBog — Thu Jul 18, 2024 12:12 am
View ArticlePersonal Investments • Re: Keep my bond funds?
My question is: When my NAV gets close to breakeven, do I sell the Bond Funds and put them into long term Treasuries so the qualified money is stable in value with an OK dividend versus keeping...
View ArticlePersonal Consumer Issues • Re: California weather in a lower cost of living area
I think your best bet is Waimea on the Big Island of Hawaii. This link has a comparison to San Diego weather, which is probably a good representation of the weather that most people think of when they...
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