Investing - Theory, News & General • Re: International (Non-US) versus US...
Are we done?If I said "yes", would you still respond in order to have the last word?(It's okay if you do to this post, because I asked you a question, so it's not a trick, I promise.)My answer is, I...
View ArticlePersonal Consumer Issues • Re: Choice of 2 assisted living communities
One assisted living facility is 6800 a month that is licensed by Medicaid. So when my 83 year old mom spends down she applies for Medicaid and can stay at the facility. The other facility is 5400 and...
View ArticlePersonal Consumer Issues • Re: Good Modern Science Fiction
Currently reading The Algebraist by Iain M.* Banks, which I will note is currently on sale in the Kindle store. Space opera at its finest.* the M. indicates his SF outputStatistics: Posted by telemark...
View ArticlePersonal Consumer Issues • Re: What video games are you currently playing?
Forza Motorsport, MLB The Show 24, FC 24, Halo Infinite. I bring my Xbox Series S to my on-call shifts at work so I can play during downtime. It’s amazing how portable that little machine...
View ArticlePersonal Consumer Issues • Re: Worst "Large purchase" ever?
We took vacations in 2005 (Greece) and 2006 (Paris) that we really couldn't afford at the time. We were newly married back then and weren't really thinking very clearly about the consequences of...
View ArticlePersonal Investments • Re: Early Retirement Asset Allocation - Too Much Cash?
At OP level of assets it makes sense to maximize protection from various downside scenarios, but 20% cash is not a good way to do that.Thank you all for the insights, gives me a lot to digest. Will...
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Personal Finance (Not Investing) • Re: Bad financial advisor
. . . After moving my my portfolio over to Schwab, they liquidated my $89k Vanguard Money Market Admiral fund to buy all ETFs without any consultation. They then made a series of ridiculous moves,...
View ArticlePersonal Consumer Issues • Re: Where to fly from Paris in March 2025?
Fly into Alta or Tromso Norway and see the Aurora Borealis. A bit of nature would be good, no?Statistics: Posted by Cruise — Fri Jul 19, 2024 12:21 am
View ArticlePersonal Consumer Issues • Re: Best Ways to extend Life of Car
This topic is now in the Personal Consumer Issues forum (vehicle maintenance).Statistics: Posted by ClaycordJCA — Fri Jul 19, 2024 12:37 am
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US Chapters • Re: Roll Call for the Retirement Class of 2024!
"There's one thing I've always wanted to do before I quit. Retire."--- Groucho Marx in "Animal Crackers"We are delighted to announce that the Roll Call for the Retirement Class of 2025 is now open...
View ArticlePersonal Investments • Re: VTIAX in tax advantaged account?
This is my understanding, please correct me if wrong:Though it depends partially on tax bracket, contributing an equal amount to a total international fund in a tax-advantaged account and a total US...
View ArticlePersonal Consumer Issues • Re: USPS Signed My Name
A McDonald's drive-thru worker was rude to me today.Did they ask if you if they could take your order and you asked them to repeat that?I've done that. They just ask again. Maybe there's a tone shift...
View ArticlePersonal Consumer Issues • Re: Negotiating with Neighbor on a Fence
I just wanted to update this thread that sadly the negotiation with my neighbor fell apart when I realized before he approached me about the block wall fence, he and his contractor had already decided...
View ArticleInvesting - Theory, News & General • Re: Frustrated with targets....
Seems like the target date funds did pretty much as expected or advertised. Did someone make outlandish claims about target date funds that misled you? Target date funds are usually seen as a...
View ArticleInvesting - Theory, News & General • Re: Comparing Bond ETFs and Fixed...
This case study explores and compares the performance of diversified portfolios with bond ETFs and fixed return investments.Interesting analysis. Just to clarify, does “fixed income investment” refer...
View ArticlePersonal Investments • Re: Housing - top or bottom?
Buy buy buyStatistics: Posted by av111 — Sat Jul 20, 2024 12:39 am
View ArticlePersonal Investments • Re: Aggressive Roth options for 16-year old
At 16 it should really just be 100% Total Stock Market etf/fund. Can check it in 40 years and start looking at derisking/diversifying.Just keep plowing money in every year. Sure wish I had started at...
View ArticleInvesting - Theory, News & General • Re: Total Portfolio Allocation and...
I have been experimenting with the TPAW Planner for awhile now, and it seems like a very useful and informative tool. Many thanks to Ben and Jacob for their hard work on this project.Glad to hear that...
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Personal Consumer Issues • Re: Full time travelers - medical insurance options
One additional point is whether Evacuation is actually pointless in these policies - the fine print says that evac must be pre-approved to be valid, in real life nobody is going to pre-approve an...
View ArticlePersonal Finance (Not Investing) • Re: SECURE ACT 2.0 surviving spouse...
The employee (age 77) is recently deceased and I would like to know if the survivor (age 80) qualifies for this treatment and how to make it so. The deceased has a 401k and since was still working has...
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