Non-US Investing • Re: UK pensions: DB/DC offsetting?
Context: at the cusp of retirement; expect to have enough retirement income; give what's left to charity.Have a pair of related pensions, one defined benefit (DB), one defined contribution (DC). Could...
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Personal Finance (Not Investing) • Re: Bank of America Premium Rewards Elite?...
So then the digital card itself (barcode) must somehow be encoded with "allow for restaurant privilege"Thanks !Yes, a digital PP membership card (in app or Apple Wallet) has a QR code that encodes...
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
better get in when you can. dropping interest rates will most likely drop myga rates soon imo.Statistics: Posted by bog007 — Fri Aug 09, 2024 4:22 am
View ArticlePersonal Consumer Issues • Re: (15 Year Update) 10 Year Cost of Owning My CR-V
Self-driving cars can't come soon enough. It has been said that self-driving taxis (which are being slowly deployed in more and more cities) operate at a cost of about 30 cents/mile. So perhaps this...
View ArticlePersonal Consumer Issues • Re: Apple Mac Owners [Replacing PC with Mac]
I've had a PC at work and a Mac for personal use for some time. I know this is an eternal debate, but I much prefer the Mac.My practical advice is to format any external hard drive on the Mac for dual...
View ArticlePersonal Investments • Re: Emergency fund in retirement - yay or nay?
Retired for 8 years. Designated Emergency Fund - NOI have readily available near cash equivalents in my brokerage deferred and taxable accounts. It is part of my standard AA holdings.Need a little...
View ArticlePersonal Finance (Not Investing) • Re: Brother Wrecked a Rental Car But Had...
As a start:1. Check recent charges on credit card.2. Call Hertz to confirm nothing additional will be charged.This is not a collision if the part dislodged from the rental car with no impact with...
View ArticleInvesting - Theory, News & General • Re: Frec - Low Cost (0.10%)...
It's also not the same as Wealthfront/Betterment, as those robo portfolio is much more diversified and you can change the risk. I actually think this is more of a drawback than a benefit because you...
View ArticlePersonal Investments • Re: TIPS Vs Bonds
I was not aware of TIPS funds! I currently have 20% in the Vanguard BND ETF. I was wondering if I could replace the BND fund with individual TIPS bonds, (I suppose, I am not very clear on the TIPS...
View ArticlePersonal Investments • Re: Do We Need to Contribute More to 529 Plans for...
Will the current balances in our 529 plans be sufficient to cover the costs of a private university if we stop contributing now, or should we continue to contribute more?The answer depends ona) Your...
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Investing - Theory, News & General • Re: Worldwide version of NTSX on the...
Thanks!We can also compare with a pure mHFEA approach which is the best. Testfolio doesn't have bond history for bonds shorter than the 10 year back to 1962, their SHY series starts from 1976. This is...
View ArticlePersonal Finance (Not Investing) • Re: Extra payments to the IRS
Is there a way to just send in payments to the IRS separately?Yes, as D.R. and 02nz indicated.But before you choose estimated payments over increasing your tax withholding, check your ability to reach...
View ArticlePersonal Consumer Issues • Re: Snake in the basement
Snakes are everywhere in the US. Most are harmless, most are beneficial in keeping out other critters. Accept it as part of life and call an exterminator. A glue trap is cruel. Remove the bird...
View ArticlePersonal Investments • Re: Investment funds vs retirement funds
Can you explain this a little further? What does portability mean, and why do I need it? I read the Simple Guide to Wealth, and was trying to choose a fund similar to Vanguards total stock index fund....
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
I hear ppl here like MYGAs.I put my father in a Jackson 6% fixed annuity in 2017 serves him well Not sure if this qualifies as a MYGA?Without more information, we wouldn’t know if your dad has a MYGA...
View ArticleNon-US Investing • Re: US citizen Living overseas: Want tax efficiency but...
Your question is probably more relevant to the "Non-US Investing" forum, rather than the "US Investors < Personal Investments" forum. I suspect you would get more advice from investors in similar...
View ArticlePersonal Investments • Re: Morningstar Investor - XRay still there?
I'm not a subscriber, but you could try this: https://lt.morningstar.com/demo/module. ... dings.aspxStatistics: Posted by DefDetBen — Sun Aug 11, 2024 3:56 am
View ArticleInvesting - Theory, News & General • Re: Just how random are stock returns?
Reference points:https://www.chicagobooth.edu/~/media/34 ... 1C0A76.PDFhttps://www.evidenceinvestor.com/eviden ... et-prices/Thanks for those links. Yes, Stable Paretian distributions (alpha between 1...
View ArticlePersonal Consumer Issues • Re: What Movie Have You Recently Watched?
I recently watched "The A-Team" (2010, Liam Neeson, Bradley Cooper, Jessica Biel, Gerald McRaney). Having seen some other movies that attempted to cash in on popularity of TV shows, I was prepared to...
View ArticlePersonal Consumer Issues • Re: Costco rotisserie chicken
Although we've been Costco members for ages, it was only about five years ago that we got around to trying the rotisserie chicken. It was just easier to get rotisserie chickens from a nearby...
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