Personal Investments • Selling inherited property
My father put a piece of real estate into my name a few years before he passed away. I was notified of the transfer of ownership after the fact and did not take any actions which in hindsight might...
View ArticleInvesting - Theory, News & General • Re: Why is Larry Swedroe wrong about...
Using Portfolio Visualizer, you can compare a factor-tilted portfolio to a three-fund portfolio (Total U.S. Stock, Total International Stock, Total U.S. Bond). Just as an example, let's try to...
View ArticlePersonal Investments • Re: Selling inherited property
As your father while alive gifted the property to you, his cost basis became your cost basis at the date of transfer and there is no step-up at his death. His cost basis was the price paid to acquire...
View ArticlePersonal Investments • Re: Real estate as % of net worth?
I don't track my net worth. I just track my investment portfolio. I don't think of real estate or my pension as components of that portfolio. Keeps things simple.Statistics: Posted by UpperNwGuy — Mon...
View ArticlePersonal Consumer Issues • Re: Exercise programs for longevity
Exercise for longevity combines exercises for endurance, strength, balance and flexibility. Some of these can be done easily alone, others like weight training might be learned better with the help of...
View ArticleNon-US Investing • Re: ETFs and IBKR
nreid1, welcome to the forum. Exchange-traded funds (ETFs) and mutual funds are both vehicles for holding packaged collections of investable assets. But there are some differences.Buying or selling a...
View ArticlePersonal Investments • Re: Considerations for withdrawing contributions from...
Since Roth dollars are more valuable than brokerage dollars, I would pull the money from your brokerage. You do not want to interrupt the compound growth in the Roth account, especially at your young...
View ArticlePersonal Consumer Issues • Re: Thunderbird Update Problem
I'm still having intermittent problems with Thunderbird.Yahoo seems to be the only issue for me. I’ve moved off to web for Y. Everything else seems “OK”.Statistics: Posted by jebmke — Mon Aug 12, 2024...
View ArticleInvesting - Theory, News & General • Re: Bottoms-Up approach to...
I adapt some slight difference to their nomenclature, but it is basically their approach.Delay Longevity (Delay of SS)Post-Delay Longevity (their MDF)Aging & LTCBuffer AssetsFor discretionary...
View ArticlePersonal Finance (Not Investing) • Re: What is the Worst Financial...
Selling 13,000 of fidelity magellan in 1982 just because .....Statistics: Posted by westpac — Tue Aug 13, 2024 4:54 am
View ArticlePersonal Finance (Not Investing) • Re: Convert K-1 pdf to txf format for TT...
Their only requirement, IMHO, is to provide the K-1 and any supporting detail needed to accurately report it. You could ask, it's possible that they could provide, but I've never seen a txf for a K-1,...
View ArticlePersonal Investments • Re: Seeking Portfolio Structure and ETF Selection Ideas
Welcome to the forum.You may get more useful recommendations if you review the “Asking Portfolio Questions” guideline post viewtopic.php?t=6212 and edit your question to provide any missing...
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Personal Finance (Not Investing) • Re: Retiring Soon & Worried About...
Planning to retire soon. Below is my portfolio as of a few months ago. It's now grown to around 3.8M. I'm 63 and I'll take SS at 70 and estimate I'll receive around 45k/year. No pension or additional...
View ArticlePersonal Finance (Not Investing) • Question about HSA (Health Savings Account)
I and my friend were in a clinic and we had to pay cash or debit card to get a discount. So we both received services I forgot my debit card so my friend paid for my expense also which was like $250...
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Personal Investments • Re: Help understanding bonds
Bonds are there to protect against volatility. You potentially get a higher return if you have more equity. The following is a graph plotting a 90/10 portfolio vs a 60/40 with a 4% withdraw rate. The...
View ArticlePersonal Finance (Not Investing) • Re: 26 years old thinking to buy first...
I've got a guy at work asking pretty much the same questions. Since I have to work with him, I don't advise him not to go forward with his plans, currently looking at buying a $400k house with a 7ish...
View ArticlePersonal Finance (Not Investing) • Re: Share your retirement cash flow plan
OP,I keep 2 to 3 years of expense in cash all the times. So, I do not face any of your problems.KlangFoolKlangFool,Is the allocation in your signature line your current allocation? If so it looks like...
View ArticlePersonal Finance (Not Investing) • New rules and doing a for sale by owner-...
Considering selling my house by owner - market is fairly strong where we live with limited inventory in our 300-400K price range. In no rush as we are moving across town and can swing buying new place...
View ArticlePersonal Investments • Re: Are Bogleheads too harsh on robo-advisors?
Isn’t the value proposition of Betterment that they can do tax loss harvesting in a taxable account? That’s potentially quite valuable for someone in a higher income tax bracket. You can do this...
View ArticlePersonal Consumer Issues • Re: Books that changed your life!!
Number One by far: "The Bible". Preferred translations: ESV, NKJV, NASB, NLT, NET, KJVNumber Two: "7 Habits of Highly Effective People" by Stephen CoveyOthers:“The Only Guide to a Winning Investment...
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