Personal Finance (Not Investing) • Re: sanity check on first time buying a home
noted on 'throwing away money'. when you put it as 70k a year of interest it sounds a lot worse given my total current expense is only 70k. i think i finally put a finger on what's bothering me - its...
View ArticlePersonal Consumer Issues • Re: Kohler vs generac generator
I had a Kohler 20kw installed about a year and a half ago. I went with it because several neighbors have them and are pleased. They also offered a nice rebate and an extended 10 year warranty. What I...
View ArticlePersonal Finance (Not Investing) • Re: Has anyone used software to write a Will?
It’s fine if you are meticulous and don’t have any complex situations. Not unlike doing taxes yourself. Much better than not having anything. I realize this view won’t be popular on this forum.But...
View ArticlePersonal Consumer Issues • Re: Costco Unadvertised Coupons and Discount
In the past I've come across online blogs that catalogue Costco deals (with in-warehouse photos etc). Perhaps updated weekly as they shop. Not sure if those blogs are still online but you could do a...
View ArticleInvesting - Theory, News & General • Re: “If you can afford to lose it,...
I’ve heard this about stocks growing up, and still hear it from many Europeans around me: you only invest “play money,” (in the market) not the money you need to secure retirement or other important...
View ArticlePersonal Consumer Issues • Re: Buying Replacement Car Tires
Try finding a web forum for your particular veihicle, and seeing what the recommendations are there. If a tire you're considering isn't mentioned, ask about it there and maybe you'll draw out a review...
View ArticlePersonal Investments • Re: TIPS Popularity
Maybe the certainty of a real yield is the basis for TIPS popularity? Hello artbuc,Yes I do believe the real yield is the basis for TIPS popularity.But I have to ask you do you believe that TIPS will...
View ArticlePersonal Consumer Issues • Re: How to research monthly rentals in foreign...
There is no better site for global coverage of short-term tourist rentals than AirBnB.The best for each country would be their own preeminent classified / housing site, but that has barriers to entry...
View ArticlePersonal Consumer Issues • Re: water leak puzzle
Thanks to everyone for these responses. I have been reading them all. The new plumber came (plumber #4). He looked inside the hole that my painter friend cut in the ceiling in the second floor...
View ArticlePersonal Investments • Re: New guy looking for portfolio advice
Simplify your portfolio to VTI VTSAX where you can. Repeat that phrase when in doubt. If that is not avail pick the closest low cost diversified stock fund. I haven’t liked bond funds for years due to...
View ArticlePersonal Investments • Re: My rental property conundrum
I agree 100% with the above comments. One year is entirely too short a time to make any determination. The fact that the house seems to be relatively hands off with a good property manager is a major...
View ArticlePersonal Consumer Issues • Re: College Costs
On these kinds of threads, people often mention that if the student goes to grad school, it matters much more than the undergrad school.Ironically, MIT and Caltech are the only schools I know where...
View ArticlePersonal Finance (Not Investing) • Hackers released everyone's data
If you have not frozen your credit, now may be the time. https://www.latimes.com/business/story/ ... ity-numberFreezing your credit is quick and easy to do. Simply log in to each credit site or create...
View ArticleInvesting - Theory, News & General • Re: IRMAA: Resistance is futile
On a more positive note, the paper ends with a discussion of the superiority of Qualified Charitable Distributions, done later, as opposed to IRMAA-incurring Roth conversions, done earlier.The wiki...
View ArticleInvesting - Theory, News & General • Re: how rate cuts will affect BDCs...
Did thr Feds announce a rate cut? I must have missed that.Statistics: Posted by Nate79 — Thu Aug 15, 2024 6:01 am
View ArticlePersonal Finance (Not Investing) • Re: Want Thoughts On My Early SS Strategy
I removed an off-topic interchange on the stability of Social Security. For the record, Social Security is authorized under US law (legislation). Speculation about future legislation (what "might"...
View ArticlePersonal Consumer Issues • Re: Iceland 6 Nights - 7 Day Trip... Need help w/...
Thingvellir is a must-see. If you have a rental car, you can do it yourself.Gullfoss is another important site — the spectacular waterfalls.Geysir (home of many geysers) is also worth a visit, but be...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity Mobile App and Authenticator...
Thanks for posting this. Glad to see this. Not a Symantec fan.Statistics: Posted by Dufus — Fri Aug 16, 2024 6:05 am
View ArticlePersonal Investments • Re: Automatic transaction couldn’t be processed
This thread has run its course and is locked (rant). See: General EtiquetteAttacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not...
View ArticleInvesting - Theory, News & General • Re: Is There Any Other Reason for an...
It occurs to me that a good starting asset allocation in retirement for a 30X portfolio would be 34% SPIA, 33% bonds, 34% stocks. No rebalancing. So, you get a rising equities glidepath, which all the...
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