Personal Finance (Not Investing) • Re: Kiddie Tax - Applicable to Bodily Harm...
Your daughter’s physical injury settlement payments are not taxable.“ IRC Section 104 explains that gross income does not include damages received on account of personal physical injuries and physical...
View ArticleClik here to view.
Personal Investments • Re: Are Bogleheads too harsh on robo-advisors?
Robo advisors are a rip off. For any tax advantaged account just use a target date fund if you want to go that route.This is a bad take. 25bps to turn the average joe into a boglehead holding...
View ArticleClik here to view.
Personal Consumer Issues • Re: Experiences announcing retirement
How did it go? How long in advance? At what age? Kind of job?57 here. I have my annual review next week. I am tempted to provoke things. I am a VP Ops in a high-profile global group, a very stressful...
View ArticlePersonal Finance (Not Investing) • Re: Can’t decide whether to remodel house...
The play the devil's advocate here. You already know your home and many of the problems it has. It is likely if you buy a new home for that 1.5 million dollars you will find new problems you weren't...
View ArticlePersonal Consumer Issues • Re: What’s good to get at crate & barrel
Well, if you don't like what they sell, you should sell the gift card. I'd buy a new down comforter and sheets myself.Statistics: Posted by dukeblue219 — Sat Aug 17, 2024 6:28 am
View ArticlePersonal Finance (Not Investing) • Re: Got the new car bug ...again...EV..?
I just yesterday picked up my new Mercedes EQS SUV. I always felt my Tesla was a bit deficient in customizabilty (disclosure, it’s a 2016 Model X), and perhaps my 70+ year old brain will catch on...
View ArticleInvesting - Theory, News & General • Re: Is a 50% savings rate impossible...
Looking for some people smarter than me to reply. But I don't see how you would need a 50% savings rate to retire early. It seems it can be done with less. Of course, assumes you continue to stay...
View ArticleInvesting - Theory, News & General • Re: Diamond NestEgg
Of relevance, a new YT video titled: Vanguard: New Fees, New CEO, New Direction? | The End of The Bogle Erahttps://www.youtube.com/watch?v=JEvtnd0nfO8Statistics: Posted by Kagord — Sat Aug 17, 2024...
View ArticleClik here to view.
Investing - Theory, News & General • Re: HSA Bank eliminating investment...
I have been suffering for years with HSA Bank because of my employers contract and been doing transfers nearly every pay period to my Fidelity HSA acct because of the $1k minimum.It's been a real pain...
View ArticleInvesting - Theory, News & General • Re: Vanguard is owned by its...
They are not John Bogle's company anymore and haven't been for a long time.Hey nedsaid,What company over time has remained the same as when it's founders were still with us? I honestly can't think of...
View ArticlePersonal Finance (Not Investing) • Re: Upgrade My-Five credit card
Earn 5% on up to $1,500 in quarterly spendThis is a 1% cashback card that gives you an additional $60 in quarterly cash back in a specific category. Not great compared to just using any of the 2%...
View ArticleClik here to view.
Personal Consumer Issues • Re: How did you learn to play music? What...
Started off with piano, then ukulele, then accordion, then clarinet, then guitar, bongos, and choirs in between all. Then discovered the electronic organ where I could play by ear to my heart's...
View ArticlePersonal Finance (Not Investing) • Re: Post-NAR Settlement Buyer Commission...
The news and forums keep talking about this, but I can't figure out for the life of me why anyone is expecting a big change.Totally agree.Also I haven't seen this here or in the news - it's easy to...
View ArticlePersonal Consumer Issues • Re: Kohler vs generac generator
a little off topic, but I have a simple portable 6kw (8k surge) Briggs and stratton generator from Sam's club with all the electric wiring to plug into the house (with a cutoff to the street) set up...
View ArticlePersonal Consumer Issues • Re: Heavily marketed Spectrum internet deal:...
The cable guys enjoyed a very nice ride and now they face severe competition. They will do anything to keep subscribers and revenues. Consumers finally have the upper hand...Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Re: What's Your Credit Card Rewards Strategy?
oneday33, welcome to the forum! I moved your post into this topic, where there are already many options being discussed. You should read through this thread, as it has a lot of ideas to...
View ArticlePersonal Finance (Not Investing) • Re: Roth conversions in retirement and...
Great questions, thank you. Any opinion on the expense ratios and fees? There are several TIAA institutional funds with low expenses that seem advantageous, but others, like paying more for Vanguard...
View ArticlePersonal Finance (Not Investing) • Re: Taking Social Security at age 70
That is possible for someone who had very low earnings subject to Social Security payroll tax and then had very high Medicare MAGI.True!Fortunately the low earnings part is not me, I was just being...
View ArticlePersonal Consumer Issues • Re: What kind of work do you hire out?
I've learned that by the time I get a DIY project done I've figured out how I should have done it.Statistics: Posted by racy — Sun Aug 18, 2024 6:28 am
View ArticlePersonal Investments • Re: 18 yo, Seeking Advice
While I use both brokerages, Fidelity is a better choice than Vanguard imo due to Vanguard’s customer service issues and Fidelity’s broader range of products. You could open a Fidelity CMA to hold...
View Article