Personal Investments • Re: Tax Gain Harvesting
You can also do tax gain harvesting within a UTMA/UGMA account for children as long as you stay within the kiddie tax limit. The kiddie tax doesn't start until the child earns $2,600 per year so...
View ArticlePersonal Consumer Issues • Re: Fortifying House Ideas
Adding to it, how do I prevent garage door being open by different remote controls?Statistics: Posted by CLKGTR — Sat Oct 05, 2024 10:50 pm
View ArticlePersonal Finance (Not Investing) • Re: Bank of America/Merrill Edge -...
If I remember correctly, I had no issues with any of my cards for purchases made on the specified day being eventually automatically credited with the additional points. Last year, I tried to make...
View ArticlePersonal Finance (Not Investing) • Re: How to protect your net worth from...
The fact that umbrella insurance is so cheap should be enough evidence that these fears are wildly exaggeratedNot really no, it may be evidence that they aren't common - but that doesn't make the fear...
View ArticleInvesting - Theory, News & General • Re: Double.finance - Direct indexing...
Why can't they package this product as a ETF Say sp500 ETF with TLH inside it.Every year this ETF will result in capital loss in our 1099So we could just import 1099 and use the losses Is it not...
View ArticlePersonal Finance (Not Investing) • Re: Question on SSA-44
Thanks!Statistics: Posted by Dufus — Sat Oct 05, 2024 10:53 pm
View ArticleInvesting - Theory, News & General • Re: Ordinary Yet Wealthy: Becoming a...
I joined Bogleheads in 2016 and retired in 2018. Didn’t know who John Bogle was before I joined. I was jst looking for commn sense advice and found it here.I’ve been a boglhead about the need to save...
View ArticlePersonal Finance (Not Investing) • Re: Roth Conversion Headache
Do follow up on Celia's suggestion of using a Roth conversion ladder.This will allow you to withdraw/convert at a low tax rate and have access to those converted funds (but not the interest that...
View ArticleInvesting - Theory, News & General • Re: For stocks, you can set it and...
To accomplish the goal is such a challenge! In the worst of times, your fixed income portfolio needs to be perfectly safe, but in all other times, that same portfolio needs to earn and keep up with or...
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Personal Consumer Issues • Re: Apple announcement: IOS 18 for iPhone...
This reply from BobTexas was and is confusing because it isn't clear if it means 18.0.1 or 18.1 -- two very different things. I usually wait for the .1 version to come out to allow Apple to resolve...
View ArticlePersonal Consumer Issues • Re: Rigid foam board instead of batts and blown-in...
You can blow in rockwool to top off the joists, then install rigid board on top of the joists in a contiguous manner (taped) without having to cut it much. Then install flooring on top eg plywood. As...
View ArticlePersonal Consumer Issues • Re: Family-friendly Spring Break recommendations?
Looking for different ideas on Spring Break travel for my family - wife, 2 kids (ages 4 and 6), and elderly parents (78 and 82).When we had a wide variety of ages like that, we did a lot of vacations...
View ArticlePersonal Finance (Not Investing) • Re: Not seeing the value in maxing 401k
Now that we are north of 59.5, we really see the advantage of doing things that way. In the years leading up to 59.5, by maxing the 401k, it created taxable income space to do Roth conversions (we...
View ArticleInvesting - Theory, News & General • Re: Margin Accounts - Avoiding...
Here is a response from IB regarding PIL with their Stock Yield Enhancement Program:"Stock Yield Enhancement Program shares that are lent out are generally recalled from the borrower before ex-date in...
View ArticlePersonal Finance (Not Investing) • Re: Reducing W4 withholding to reduce safe...
You are not supposed to claim salary withholding that only suffices to meet the safe harbor. When you file the W-4, you certify that you are entitled to the withholding that you claim, and the IRS...
View ArticlePersonal Investments • Re: Did I mess up my backdoor Roth?
Woops, it was $8,000, not $7,500.Statistics: Posted by renter — Sun Oct 06, 2024 11:09 pm
View ArticlePersonal Consumer Issues • Re: tax software for QOZ investors [Qualified...
Yes. I switched over to TaxAct from Turbo tax. Transfer wasn't too bad. Did the taxes in TurboTax and used the carryover numbers reported to enter in TaxAct. Two things I am still not sure:1. Can you...
View ArticlePersonal Finance (Not Investing) • Re: Insurance money
Dependent on your insurance, but in general, most policies will not pay the full value you are insured for unless you rebuild. If you choose not to rebuild, you will typically be paid depreciated...
View ArticleUS Chapters • Re: How would you describe the Bogleheads?
Well, it surely did realize it needed to be simple and fun (i.e., to dumb down?) when explaining chaos theory to the likes of Barbie, and it managed to do so without openly insulting her. Was it the...
View ArticlePersonal Consumer Issues • Re: Purchasing house on property 500 meters away...
A lot of the discussion here focuses on resale value, but resale value considerations during the purchase phase are almost always misplaced, in my opinion. The proper consideration at this phase is...
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