Personal Consumer Issues • Re: As a tenant am I required to give notice to...
Landlord has posted the unit on zillow with the earliest move in date of August o1 and that showing will start in July. He clearly isn't keen to find the new tenants ASAP. When I moved in, it was...
View ArticlePersonal Finance (Not Investing) • Re: I'm sick of the FIRE stuff. It's being...
I just ignore threads that are either not relevant to me or to which I cannot contribute. It becomes easier and easier the more I cut back my internet usage.Statistics: Posted by jebmke — Tue Jun 18,...
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Personal Finance (Not Investing) • Re: Fidelity as a one stop shop
The CS rep says "and on June 18, 2024, you will be able to actually make SPAXX your cash core position in the Cash Management account. "I read as wait until the 18th.My kudo was for posting a template...
View ArticlePersonal Investments • Solo 401k, can still do spousal IRA?
I run a small business and have a Solo 401k to which I contribute employer, employee pre-tax, and post-tax (for a roth rollover), up to the annual limit of $66,000. My spouse has two IRAs, one Roth,...
View ArticleInvesting - Theory, News & General • Re: MM Funds "Breaking the Buck
When interest rate drops, bond prices do increase but that is dependent on the duration of the bond. If you have a long duration say 30 years, a small change in interst rate can really affect the...
View ArticlePersonal Investments • Re: 401k Plan Changed Employee Fee Structure but...
I am a former employee and active participant of a 401k plan in which the employer previously paid all plan fees. Recently, and unbeknownst to me (since I was not provided any notification), the...
View ArticlePersonal Investments • Re: Advice for what to hold in taxable account
I see that you did not combine all my comments together and understand them. I'll let others take over from here.Statistics: Posted by livesoft — Wed Jun 19, 2024 7:48 pm
View ArticlePersonal Finance (Not Investing) • Re: Interesting estate situation
Tragically, if Mom's assets were joint with Horrid Sister, then there is nothing to probate, the will is useless. If there are any personal effects, you might ask for them. Blame falls slightly on...
View ArticlePersonal Finance (Not Investing) • Re: Are solar panels a good investment
What is the size of the system (number of panels and total kilowatts, battery size)? My thought process for solar put much more weight on the battery backup,greenish-ness, and gee-whiz factor (this...
View ArticleInvesting - Theory, News & General • Re: The motley fool - why the Total...
So the argument appears to be that AI will find new ways to invest, allowing AI to gain an advantage and get above market returns. The problem with this argument is that if AI can buy you an...
View ArticlePersonal Finance (Not Investing) • Re: FAFSA and cash on hand
It's very worthwhile to fill out a prior year FAFSA form. If you are not just above the poverty line, you'll be receiving nothing from the Federal government besides Stafford loans and PLUS loans....
View ArticleInvesting - Theory, News & General • Re: Filling the TIPS gap years with...
The upshot of all of this is that duration matching to cover the gap years does not work like it would if the gap years were somehow priced as if they were trading on the secondary market, in case it...
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Personal Investments • Re: Vanguard is threatening forced transition within...
Well, this has certainly been a lot of fun.If you are not getting the answers you seek, maybe consider why that might be.Good luck, and I hope you find satisfaction.Exactly so. Maybe OP should...
View ArticlePersonal Consumer Issues • Re: Restaurant.com gift cards converted to points
Ok thanks michaeljc70 and to everyone else who replied. I’ll look up the InKind app and as for Restaurant.com I have to figure out how to use up my 77,000 points and then I’ll quit them for...
View ArticlePersonal Finance (Not Investing) • Re: Health insurance denied one line item...
Looks like the only way to prevent this is to get the list of lab codes the provider wants to get done, call insurance and verify which ones won’t be covered before getting the labs done. Funny thing...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
This guy built the ultimate sound system:Ken Fritz built his audio system with $1.5 million and 27 years of his life. https://wapo.st/4b4QTGXThere’s an hour-long YouTube also:...
View ArticlePersonal Investments • Re: Retiree - Rebalancing in taxable
Agree with other posters; usually the best course of action is to deplete taxable funds, then traditional IRAs, then Roth IRAs as far as minimizing lifetime taxes. Given the relatively small amount of...
View ArticlePersonal Finance (Not Investing) • Re: Asking experts on Fido Full View
Depends on what you are looking for. I do all my spending from my Schwab checking account. I don't care what money is getting transferred into or out of Schwab or other brokerages, I only care about...
View ArticlePersonal Investments • Re: Is Now the Time to Buy Vanguard Total Bond Market...
Wow, I have read everyone's view on BND and my head is spinning. Very good advice and somethings for me to think about.The biggest thing you can do is to determine what you actually want from the...
View ArticlePersonal Investments • Re: sequence of withdrawals during...
Taxable first is generally best of you are going to eek by, as it preserves the tax sheltered space.Traditional first is generally best if you are worried about large RMDs and will being leaving any...
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