Personal Finance (Not Investing) • Re: Retire This Year, Load Up 401k?
“Am I missing something? Even if one were pushed into the 3rd tier of costs where the premium is double that of the minimum premium, your only talking about having to pay an extra $2,220 a year on...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
FYILast year we moved all our accounts from Vanguard to Fidelity. Yesterday, I tried to start the backdoor Roth process for my DW. She had given me limited account authorization. I could not make the...
View ArticlePersonal Finance (Not Investing) • Re: 2025 - Where do you bank and why?
I use a local CU, B of A, and Ally. Mostly for redundancy in case there is ever an issue with an account being restricted for some reason. That's never happened in over 30 years, but I still maintain...
View ArticlePersonal Finance (Not Investing) • Re: Use 3rd party HSA when employer HSA...
We used to have a good HSA administrator that charged no fees to rollover funds. but it had high admin fees so I moved the balance to Fidelity every month. We changed HSA administrator and this newer...
View ArticleInvesting - Theory, News & General • Will the real yield of vtabx please...
I am trying to compare the yield of Vanguard Total International Bond Index Admiral Shares (vtabx) with U.S. Treasuries, but sources have many different yields listed for vtabx. Vanguard website says...
View ArticlePersonal Consumer Issues • Re: Gas / Electric Dryers and space considerations
We got the compact Bosch set for my elderly mother-in-law. She is very happy with it. They are only 24” deep. They are smaller than a traditional machine, but work great. The dryer is ventless and...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
This is a main issue in this discussion. Is 30 or 60 years enough data? Combined with how relevant is data from further back? Cederburg and Anakulova in their various published academic papers contend...
View ArticleInvesting - Theory, News & General • Re: Treasury hack
Just wondering if the hack has any possible effect on treasury direct accountsAs I already noted in the thread this thread was merged with, there is no direct impact, as they say this affected only...
View ArticlePersonal Investments • Re: Seeking suggestions on whether to rebalance my...
Am I better off with a 60% domestic and 40% international stocks?"Better off" can really only be known in hindsight. Predicting the future of US and international stock performance is a guessing game....
View ArticlePersonal Investments • Re: Notable actively managed 50+ funds
As a previous poster said, it’s hard to argue against performance! Unless you are simply dismissing this and just going on what everyone else says.JohnIt's hard to argue against past performance. It...
View ArticleInvesting - Theory, News & General • Re: VIOO Reinvested Dividends
There is a long-running thread on broker speed of dividend payments you might wish to consult: viewtopic.php?t=87742Statistics: Posted by Geologist — Fri Jan 03, 2025 2:59 pm
View ArticleInvesting - Theory, News & General • Re: REGISTRATION FOR THE 2025...
6321.20Statistics: Posted by lepegasus — Sat Jan 04, 2025 3:12 pm
View ArticlePersonal Investments • Re: Portfolio review request, concentration in single...
With AGI of $94,050, your 2024 out-of-pocket ACA premium of $2k/month seems high. The 2024 IRS max contribution is 8.39% of ACA AGI which seems like it should limit your monthly out-of-pocket ACA...
View ArticlePersonal Consumer Issues • Re: What Book Are You Currently Reading? Part VI
But back to the book ... my overall criticism of the book is that it was too contrived. Trying to fit all that was in it into the concept embodied in its title: The Yankee Way.My fear is that those...
View ArticlePersonal Finance (Not Investing) • Re: Tax prep question - Sofware or Tax...
I would see if there is an AARP Tax-Aide site near you that might be able to do them for you for free. AARP membership is not required to use this...
View ArticlePersonal Investments • Re: Advise to retire? Advice on investing $4mm taxable...
Not sure why you would put potential house money into equities and funds that are not earmarked into cash. At what point would you go ahead and invest the "everything else to cash" or are you...
View ArticlePersonal Investments • Realestate investing
I been watching these guys for years. I originally met the owner when they were starting out. He tried to sell me on investing with them. Since then, they have grown significantly.Anyone ever invest...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
Quick update:Schwab paid me the $5,000 retention bonus for not moving my assets (about $170K) to Robinhood.viewtopic.php?p=8113632#p8113632Wells Fargo paid me the $2,500 bonus for opening their...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
I think someone not that long ago also put this one here?I listened to part of it then but this will be the first time hearing all of it.https://www.youtube.com/watch?v=XC_SyUgFoac&t=2345sThe Who...
View ArticlePersonal Finance (Not Investing) • Re: Does my cousin have a case here? (real...
It's possible that the POA's brother got a sweetheart deal, but maybe not... Was the property in disrepair at time of purchase? Who cleaned out the home (hoarding is often a problem as folks decline...
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