Personal Consumer Issues • Re: Electronic medical / health records (Epic)
just because federal law grants you access to your entire medical record, does not mean that it is in Mychart. To get the full legal medical record, you may have to file a request with the medical...
View ArticlePersonal Finance (Not Investing) • Re: 529 withdrawals gone wrong. What to do?
You can withdraw up to $10,000 per year for K-12 expenses. Not sure what year that started.Is a 529 like an HSA? i.e., can you withdraw funds to pay for prior year expenses? I believe I could at any...
View ArticlePersonal Investments • Re: Traditional VS Roth 403B
After reading Wiki can consider if think will be in lower than 24% bracket when having to take RMDs, then might benefit from traditional now to lower current taxable income, and then Roth conversions...
View ArticleInvesting - Theory, News & General • Re: Upcoming 10 yr TIPS auction...
You can look at this WSJ page. Updated end of every day to get an idea from the yields column. https://www.wsj.com/market-data/bonds/t ... cf6e916f9aThe Jan 2035 TIPs was showing a yield of 1.91% as...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
1 Tears from The Sun - Keiko Matsui (Feat. Karla Bonoff) These are the songs that came up today. I took a little extra time to find them on Youtube and included links.You almost threw a perfect game...
View ArticleInvesting - Theory, News & General • Re: Asset Allocation irt long-term...
How does one know whether a tariff is 'long term' without being able to see the future?No idea, but if they are in place now with no end scheduled, then wouldn’t one assume they are to remain in...
View ArticlePersonal Consumer Issues • Re: Bird watchers – what birds are you seeing?
SWFL EAGLE CAM heart break.....On 26th E24 passed and then E25 passed last night, Seizures !!! Poison? I'm sure an autopsy will be done...Thank You Lady Hawk for update. Heart breaking! Get to lady's...
View ArticlePersonal Finance (Not Investing) • Re: Lost social security card and green...
Is spouse in any danger of being deported if found with no green card?Does she have a passport from a country which is not required to have a visa?Statistics: Posted by Pacific — Tue Mar 04, 2025 1:37...
View ArticleInvesting - Theory, News & General • Re: Total Return vs Dividends in...
I looked at portfoliovisualizer to compare 75% VTI with 25% BND ( most around here consider 25% in bonds a kind of baseline) to a portfolio of 50% SCHD, and 50% VIG (dividend appreciation)>The...
View ArticlePersonal Consumer Issues • Re: Is this worth repairing? 12-13 year old Bosch...
I ended up buying a $1400 new machine from Costco. What model?Statistics: Posted by PottedPlant — Tue Mar 04, 2025 1:53 am
View ArticleInvesting - Theory, News & General • Re: Holding Several Rather Than...
Craig Israelson's 7Twelve fund portfolioA good related read. https://robberger.com/portfolios/the-7twelve-portfolio/Statistics: Posted by texastrotter — Tue Mar 04, 2025 1:56 am
View ArticlePersonal Consumer Issues • Re: Should I renew my passport now?
We did the online renewal process last Sunday. I received my passport today, so it took one week. However, DW and D1 passports are still pending. Not sure why they weren’t processed as...
View ArticlePersonal Consumer Issues • Re: Looking for Retirement Community Recommendations
Central new Yorker that snow birds in Tampa st Pete area. We are retired age 64. The two I have visited at are Lakewood ranch in Sarasota Florida area - nice place with lots of neighborhoods of...
View ArticlePersonal Consumer Issues • Re: Consumer Reports 2025 Best Cars Rankings are...
Did you live in North America? Because even the same models of cars (like the VW Golf) are different in North America than in Europe. In Europe, I would cheerfully drive a European-made German car....
View ArticlePersonal Finance (Not Investing) • Re: How to pay for college during initial...
Our target was halfway between our state school and an expensive private, or between 240 and 360 k in present dollars. We did the “fund five years from both of us all in one year” from an inheritance...
View ArticlePersonal Consumer Issues • Re: iPhone Question
Open "Settings" app. Search for "music". Open that and there's something that says "Automatic Downloads". Is that on? Also, do you have enough storage for all the music to be on the phone?I'm not...
View ArticlePersonal Finance (Not Investing) • Re: Fire at 42 - this time in Spain
Since we were coming to Spain on a non-lucrative visa, we needed an apartment that we could register with the government and many/most of the Idealista listings were not able to do it. Your situation...
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Personal Investments • Re: Looking for Advice on TIAA Traditional Annuity
I've been with TIAA for nearly 50 years. I'm 82 now. I annuitized part of my accumulation at age 66, and another part at age 72. I find it hard to give specific advice because each employer seems to...
View ArticlePersonal Investments • Re: SPMO Invesco S&P 500 Momentum ETF
SPMO seems to be a strong fund that is not receiving much coverage on Bogleheads. The expense ratio is 13%. Does anyone have any thoughts on this fund?I think you meant an expense ratio of 0.13%, not...
View ArticlePersonal Consumer Issues • Re: Tesla 3 lease
This is a bit off topic, I realize: but as a pedestrian or cyclist, should one be extra careful around Teslas? Any other vehicles to watch out for? I do know that as a cyclist I shouldn't ride my bike...
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