Personal Finance (Not Investing) • Re: who regrets working one more year...
Superb…except for the Cancer. Sorry you’re going thru that and wish you a speedy recovery!Mind sharing what you tried, what worked, didn’t work post quitting the corp tech job?In no particular...
View ArticlePersonal Investments • Re: Portfolio Review Request
Q2 - about 33% of your portfolio is in tax deferred. For tax efficiency, it may be best to hold 100% fixed income in your tax deferred accounts with the remainder in Taxable. Treasuries income in...
View ArticlePersonal Consumer Issues • Re: dumb home speaker for iPhone that plugs into...
I tried adding an external bluetooth connection to my Bose Wave IV CD radio (my model has no built in bluetooth) to try to use the speakers that way, but I wasn't able to get it working. Maybe I...
View ArticleNon-US Investing • Re: Boosting UK Basic State Pension (catching up missing...
I paid 18 missing years of class 3 contributions yesterday. I found that the odds are very good, as noted by others. I paid from €795.50 and €907.40 per year, most of them were €824.20.Be aware that...
View ArticlePersonal Finance (Not Investing) • Re: Preneed funeral policy
This is interesting. I'll need to check the DPOA document. Do you recall the nature of the "Medicaid-required powers?" If we're still not within the five year lookback, I'm going to assume that this...
View ArticleInvesting - Theory, News & General • Re: I feel like I'm missing out on...
What are the fundamental problems with hydrogen that electricity doesn't also have?Production is not very efficient or cost-effective and primarily utilizes fossil fuels for both. But the fuel cells...
View ArticlePersonal Finance (Not Investing) • Re: Review of US tax return software
...Two errors down, but their form 1116 is still wrong. On line 18, the form itself (not the instructions) cautions “If you figured your tax using the lower rates on qualified dividends or capital...
View ArticlePersonal Consumer Issues • Re: Why am I having to repeatedly plunge my toilet?
Well at our house a child had flushed a piece of plastic down which had gotten caught. You would plunge it, it would sorta work for a bit then...something would get caught on it. So to speak Anyway,...
View ArticlePersonal Investments • Re: 23 year old male with $60k in my HYSA,$16k in my...
100% Target Date Fund or 100% VTSAX or 80% VTSAX, 20% VTIAX. Max 401k, Roth IRA, HSA.Statistics: Posted by finite_difference — Sun Mar 02, 2025 1:30 am
View ArticlePersonal Finance (Not Investing) • Re: Helping a Young Daughter Learn Basic...
+1 to cw35's suggestions.If for whatever reason your daughter doesn't like TT, point her to IRS Free File: Do your taxes for free | Internal Revenue Service for more options.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Re: Tesla 3 lease
Seems you're paying something like 16K on a 3 years limited mileage rental for what appears to be a 40K car (dunno if the 7500 is in or out of that).... I'm not sure how the electric premium pays back...
View ArticlePersonal Investments • Re: Do you hold IEMG? Was your cost basis adjusted...
If you held it on the days mentioned, then this does apply to you. The change should be at the smaller value of $0.002674/share, not the larger $0.054186/share. As you hold IEMG at Fidelity, I'm...
View ArticlePersonal Investments • Re: 401K annual investment strategy
Generally speaking, as long as I have valuable tax advantaged space available to me, I have zero interest in taxable. Thus far, I have had more tax advantaged space than money to consistently fill it...
View ArticlePersonal Investments • Re: Roth Convert or Not?
Our taxable income would be about $130K if we did a $50K conversion in 2025.You may have already figured that this will take you to the top of the federal 12% bracket (and the federal marginal rate...
View ArticlePersonal Consumer Issues • Re: New computer router just based on age?
I bought my router in 2018 as well (UniFi USG). It still works fine but I just ordered a new one a couple days ago. The main reason being that the USG is EOL and Ubiquiti stopped giving new updates...
View ArticlePersonal Consumer Issues • Re: Terrible experience with auto trader
From what I understand, Old cars they send right to auction rather than sell themselves so they don't offer that much. This is in contrast to a newer male where they plan on being able to make a lot...
View ArticlePersonal Consumer Issues • Re: Business trip to Sydney…where to go for week...
...the major cities of Australia have the usual city things: Aquarium, national museums, maritime museum, art museums, restaurants, coffee shops, theater, sports, harbor tours, harbor bridge climb,...
View ArticlePersonal Finance (Not Investing) • Re: Vanguard locked my account and won't...
Taking an old dormant account and all of a sudden send $40k to it from a couple of newly linked accounts and then try to nearly immediately push it to another account. This obviously looks suspect and...
View ArticlePersonal Investments • Re: Is buying farm land a good idea?
HelloI've heard buying farm land is a good investment. Has anyone ever done that for the purpose of leaving it to kids/nephews/nieces?If so, where would be the best part of the country to buy it in?...
View ArticleInvesting - Theory, News & General • Re: FSKAX vs SWTSX: Which is more...
I happily own both, but in tax advantaged accounts so don't know anything about their distributions. Frankly, I'd focus on whether you want to open an account with Fidelity or Schwab and let the fund...
View Article